Schenectady County and Schenectady City property record for 1406 Gerling St, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,284 sqft · built 1970 |
| Lot Size | 0.192 acres (8,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Oct 2001) |
| Tax Bill | $3,416 (2026) |
| Deeds & Mortgages | Dec 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.46-1-6 |
| Primary APN | 421500 40.46-1-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| 1st Floor Area | 910 sqft |
| Upper Floors Area | 374 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,375 sqft (0.192 acres) |
| Lot Dimensions | 134 ft deep x 62.5 ft wide |
| Garage Type | Attached |
| Garage Area | 374 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 284 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1406 GERLING ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | CONSTANTINO MAP 1 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20101 |
1406 Gerling St is owned and occupied by an individual who acquired it in November 2024.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1406 GERLING ST, SCHENECTADY, NY 12308-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2001 · Amount on File |
| Deed Sale | Oct 11, 2001 · Amount on File |
| Deed Book / Page | 1610 / 387 |
| Last Transfer Date | Nov 25, 2024 |
| Transfer Doc | 0000072286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 4, 2024 |
| Property Address | 1406 GERLING ST, SCHENECTADY, NY 12308-1704 |
| Document Number | 0000072286 |
| Book / Page | 2143 / 89 |
| Instrument Date | Nov 25, 2024 |
| Instrument | 202472286 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1406 GERLING ST, SCHENECTADY, NY 12308-1704 |
| Name | Verified Name |
|---|---|
| Address | 1406 GERLING ST, SCHENECTADY, NY 12308-1704 |
The 2026 property tax bill for 1406 Gerling St was $3,416 with exemptions applied, up 34.8% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,416.00 (+34.75%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $2,535.00 | $122,500 Land $18,400 Building $104,100 | $202,848 Land $30,469 Building $172,379 |
| 2023 | $122,500 (-) Land $18,400 Building $104,100 | $155,063 (+3.8%) Land $23,291 Building $131,772 | |
| 2022 | $122,500 Land $18,400 Building $104,100 | $149,390 Land $22,439 Building $126,951 | |
| 2021 | $2,154.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1406 Gerling St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1406 Gerling St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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