1420 E Howard St, Pontiac, IL 61764 Property Records

Livingston County property record for 1420 E Howard St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,183 sqft · built 1944
Lot Size	0.517 acres (22,500 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jan 2022)
Tax Bill	$1,838 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`15-15-23-402-001`

Property Details

APN / Parcel Number

Primary APN	`15-15-23-402-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,183 sqft Living Area
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	22,500 sqft (0.517 acres)
Lot Dimensions	300 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	648 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	1420 E HOWARD ST
City	PONTIAC
State	IL
Zip	61764-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-23-402-001 S23 T28 R5 LOT 75 X 300 LOTS 1 & 16 BLK 1 BRUNERS SUB
Legal Range	05E
Legal Township	28N
Legal Section	23
Legal Subdivision	BRUNERS SUB
Legal Block	1
Legal Lot Number	1,16
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1034
Census Tract	960800

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1420 E HOWARD ST, PONTIAC, IL 61764-1454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Deed Document Number	2022495
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jan 31, 2022
Property Address	1420 E HOWARD ST, PONTIAC, IL 61764-1454
Document Number	2022R00495
Instrument Date	Jan 31, 2022
Instrument	2022R-00495
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	904 EDGEWOOD DR, 904, MAHOMET, IL 61853-8988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 E HOWARD ST, PONTIAC, IL 61764-1454

Mortgage

Document Number	2022R00496
Date	Jan 31, 2022
Instrument	2022R-00496

Lender

Name	WATERSTONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.12%

Mortgage

Document Number	2022R00497
Date	Jan 31, 2022
Instrument	2022R-00497

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,838.00	$31,802 Land $3,286 Building $28,516	$95,406 Land $9,858 Building $85,548

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2008)
Most Recent Claim	Jan 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Pavlov Media Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Watch TV.

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