Livingston County property record for 1056 E Howard St, Pontiac, IL 61764
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,351 sqft · built 1905 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Jan 2014) |
| Tax Bill | $3,015 (2025) |
| Deeds & Mortgages | Jan 2014 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 15-15-23-326-034 |
| Primary APN | 15-15-23-326-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,351 sqft Living Area |
| Basement Area | 922 sqft |
| Unfinished Basement | 922 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 312 ft deep x 57.5 ft wide |
| Garage Type | Detached |
| Garage Area | 816 sqft |
| Heating System | Gas |
|---|
| Street Address | 1056 E HOWARD ST |
|---|---|
| City | PONTIAC |
| State | IL |
| Zip | 61764-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-23-326-034 LOT 57.5 X 312 LOTS 1 & 22 AND A STRIP ADJ ON THE SOUTH LN OF LOT 22 D S MYERS ADD & COM NW COR LOT 2 OF LOT 8 |
| Legal Subdivision | S MYERS ADD |
| Legal Lot Number | 1,2,8 |
| Jurisdiction | LIVINGSTON IL |
| Township / Civil Division | PONTIAC |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 960600 |
Source: Livingston County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1056 E HOWARD ST, PONTIAC, IL 61764-1406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2014 · Amount on File |
| Deed Sale | Jan 8, 2014 · Amount on File |
| Deed Document Number | 2014627132 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON IL |
| Property Address | 1056 E HOWARD ST, PONTIAC, IL 61764-1406 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000627133 |
|---|---|
| Date | Jan 8, 2014 |
| Instrument | 627133 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | PO BOX 66889, SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Jan 6, 2047 |
Source: Livingston County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Livingston County |
| County Subdivision | Pontiac Township |
| Municipality | Pontiac City |
| Elementary School District | Pontiac Community Consolidated School District 429 (PK - 08) |
| Secondary School District | Pontiac Township High School District 90 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,015.00 | $40,399 Land $7,775 Building $32,624 | $121,197 Land $23,325 Building $97,872 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 140 (1979–2020) |
| Claims Outside the SFHA | 2 of 140 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.36 mg/L (2015–2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Pavlov Media Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink, Watch TV.
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