1420 186th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1420 186th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,448 sqft · built 2001
Lot Size	0.104 acres (4,523 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,990 (Nov 2001)
Tax Bill	$5,825 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500246-0-090`

Property Details

APN / Parcel Number

Primary APN	`500246-0-090`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,448 sqft Living Area
Gross Area	2,873 sqft
1st Floor Area	1,185 sqft
Upper Floors Area	1,263 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,523 sqft (0.104 acres)
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	92 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1420 186TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 42 SEDONA PHASE I, PDD: SEDONA PHASE I, PDD NW OF SE 34-19-03E L 9 TOG/W 1/78TH UNDIV INT IN TR A-F, H-K APPROX 4,523 SQ FT EASE OF REC OUT OF 4-006 SEG M0047 7/11/00MD
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	SEDONA PHASE I, PDD
Legal Phase	1
Legal Tract	A
Legal Lot Number	9
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2011
Census Tract	71417

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1420 186TH STREET CT E, SPANAWAY, WA 98387-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION
Aug 25, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 4, 2018	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2001 · Amount on Record
Deed Sale	Nov 9, 2001 · Amount on Record
Prior Sale	Jul 16, 2001 · Amount on Record
Deed Document Number	2001796
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Apr 1, 2026
Property Address	1420 186TH STREET CT E, SPANAWAY, WA 98387-1903
Document Number	0000000304
Instrument Date	Mar 21, 2026
Instrument	2026304
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 186TH STREET CT E, SPANAWAY, WA 98387-1903

Mortgage

Document Number	0000000304,
Date	Apr 1, 2026
Instrument	2026304

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 26, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1420 186TH STREET CT E, SPANAWAY, WA 98387-1903
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008250949
Date	Aug 25, 2020
Instrument	202008250949

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1420 186TH STREET CT E, SPANAWAY, WA 98387-1903
Document Number	1805310610
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 186TH STREET CT E SPANAWAY WA 983871903, SPANAWAY, WA 98387-1903

Mortgage

Document Number	1805310610
Date	May 31, 2018
Instrument	201805310610

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,825.00 (+3.41%)	$511,600 (-0.93%) Land $149,700 Building $361,900	$511,600 (-0.93%) Land $149,700 Building $361,900
2025	$5,633.00 (+4.47%)	$516,400 (+12.09%) Land $155,200 Building $361,200	$516,400 (+12.09%) Land $155,200 Building $361,200
2024	$5,392.00 (-4.6%)	$460,700 (-6.61%) Land $159,700 Building $301,000	$460,700 (-6.61%) Land $159,700 Building $301,000
2023	$5,652.00	$493,300 Land $154,100 Building $339,200	$493,300 Land $154,100 Building $339,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Lightcurve, T-Mobile, Verizon.

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