1228 186th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1228 186th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,469 sqft · built 2010
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Last Sale	$253,719 (May 2017)
Tax Bill	$4,787 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500419-0-030`

Property Details

APN / Parcel Number

Primary APN	`500419-0-030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	1 Story
Building Area	1,469 sqft Living Area
Gross Area	1,829 sqft
1st Floor Area	1,469 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,750 sqft (0.132 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	68 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	1228 186TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 31 PLAT ANDERSON RIDGE PDD LOT 3 TOG/W UND INT IN TRS A, B, C & E EASE OF RECORD OUT OF 03-19-34-3-011 & 3-020 SEG 2008-0484 JU 12/17/07MC
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	ANDERSON RIDGE PDD
Legal Tract	A
Legal Lot Number	3
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1007
Census Tract	71417

Owner

1228 186th St Ct E is owned by two individuals who bought it in May 2017.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24307 128TH AVE E, GRAHAM, WA 98338-7870
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 4, 2017	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2017 · Amount on File
Deed Sale	May 4, 2017 · Amount on File
Prior Sale	Feb 10, 2011 · Amount on File
Deed Document Number	2017447
Prior Transfer Date	May 10, 2016
Prior Transfer Doc	0000000338
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1228 186TH STREET CT E, SPANAWAY, WA 98387-8535
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007080777
Date	Jul 8, 2020
Instrument	202007080777

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 4, 2017
Property Address	1228 186TH STREET CT E, SPANAWAY, WA 98387-8535
Document Number	0005040447
Map Reference	DOC200712115004
Instrument Date	May 1, 2017
Instrument	201705040447
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	RAINIER TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,521.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 186TH STREET CT E, SPANAWAY, WA 98387-8535

Mortgage

Document Number	0005040448
Date	May 4, 2017
Instrument	201705040448

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1228 186th St Ct E was $4,787, up 3.2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,100 Land $155,800 Building $256,300	$412,100 Land $155,800 Building $256,300
2025	$4,787.00 (+3.23%)
2024	$4,637.00 (+2.07%)	$396,400 (+0.66%) Land $166,200 Building $230,200	$396,400 (+0.66%) Land $166,200 Building $230,200
2023	$4,543.00	$393,800 Land $160,400 Building $233,400	$393,800 Land $160,400 Building $233,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1228 186th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1228 186th St Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Lightcurve, T-Mobile, Verizon.

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