142 Whitby Ct, Elgin, SC 29045 Property Records

Richland County property record for 142 Whitby Ct, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,505 sqft · built 2020
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,500 (Jun 2019)
Tax Bill	$399 (2025)
Deeds & Mortgages	Jul 2020 Loan Modification Dec 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29100-02-03`

Property Details

APN / Parcel Number

Primary APN	`29100-02-03`
Alternative APNs	`R29100-02-03` `00891271`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,505 sqft Heated Area
Gross Area	3,573 sqft
1st Floor Area	1,987 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	89,298 sqft (2.05 acres)
Garage Area	872 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00891271
Street Address	142 WHITBY CT
City	ELGIN
State	SC
Zip	29045-9321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	LOT 32 64.9X206.7X437.9X282.6X334 #SU #PR X-5769
Legal Subdivision	SQUIREVILLE
Legal Lot Number	32,64
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1008
Census Tract	11425

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	142 WHITBY CT, ELGIN, SC 29045-9321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Loan Modification, Mortgage MOVEMENT MTG
Dec 16, 2019	Deed of Trust, Construction Loan · Construction Mortgage MOVEMENT MTG
Jun 4, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	201937970
Deed Book / Page	2398 / 2849
Record Updated	Sep 20, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHLAND SC
Property Address	142 WHITBY CT, ELGIN, SC 29045-9321
Document Number	2518/0019
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	142 WHITBY CT ELGIN SC 290459321, ELGIN, SC 29045-9321

Mortgage

Document Number	2518/0019
Date	Aug 15, 2020
Book Page	002518/000019
Instrument	40894

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

December 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	Dec 16, 2019
Property Address	142 WHITBY CT, ELGIN, SC 29045-9321
Document Number	2454/1430
Book / Page	002454 / 001430
Instrument Date	Dec 11, 2019
Instrument	93286
Transaction Type	Construction Loan
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	142 WHITBY CT ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	2454/1430
Date	Dec 16, 2019
Book Page	002454/001430
Instrument	93286

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 4, 2019
Property Address	142 WHITBY CT, ELGIN, SC 29045-9321
Document Number	2398/2849
Book / Page	002398 / 002849
Instrument Date	May 31, 2019
Instrument	37970
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$98.05
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	142 WHITBY CT ELGIN SC 29045, ELGIN, SC 29045

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$399.00 (+8.42%)		$432,000 (+53.22%) Land $38,400 Building $393,600
2023	$368.00 (-86.11%)		$281,950 (+1.53%) Land $30,750 Building $251,200
2021	$2,649.00	$11,110	$277,700 Land $26,500 Building $251,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

142 Whitby Ct, Elgin, SC 29045 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2019: Deed of Trust, Construction Loan

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Whitby Ct

Nearby Streets

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