Richland County property record for 140 Whitby Ct, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,872 sqft · built 1984 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,024 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Sep 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29100-02-09 |
| Primary APN | 29100-02-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Heated Area |
| Gross Area | 3,019 sqft |
| 1st Floor Area | 1,055 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 95,832 sqft (2.2 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 355 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00891315 |
|---|---|
| Street Address | 140 WHITBY CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-9321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | LOT 31 88.4X234.2X459.6X183X364.5 #SU SQUIREVILLE #PR Z-439 |
| Legal Subdivision | SQUIREVILLE |
| Legal Lot Number | 31,88 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11425 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 140 WHITBY CT, ELGIN, SC 29045-9321 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 31, 2026 | Intrafamily Transfer, Transfer |
| Sep 3, 2025 | Intrafamily Transfer, Transfer · Line of Credit SAFE FCU |
| Jul 7, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 6, 2023 |
| Transfer Doc | 0028490370 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 31, 2026 |
| Property Address | 140 WHITBY CT, ELGIN, SC 29045-9321 |
| Document Number | 0031130028 |
| Book / Page | 3113 / 28 |
| Map Reference | MB Z PG 439 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 2026015012 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 140 WHITBY CT, ELGIN, SC 29045-9321 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 3, 2025 |
| Property Address | 140 WHITBY CT, ELGIN, SC 29045-9321 |
| Document Number | 0030523390 |
| Book / Page | 3052 / 3390 |
| Map Reference | MB Z PG 439 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 2025041770 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 140 WHITBY CT, ELGIN, SC 29045-9321 |
| Document Number | 2025045520 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 2025045520 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 24, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 7, 2023 |
| Property Address | 140 WHITBY CT, ELGIN, SC 29045-9321 |
| Document Number | 0028490370 |
| Book / Page | 2849 / 370 |
| Map Reference | MB Z PG 439 |
| Instrument Date | Jul 6, 2023 |
| Instrument | 2023028649 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 140 WHITBY CT, ELGIN, SC 29045-9321 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,024.00 (+14.16%) | $6,872 (-96.52%) | $258,200 (-) Land $41,300 Building $216,900 |
| 2024 | $197,500 (+2,773.98%) | $258,200 (+50.29%) Land $41,300 Building $216,900 | |
| 2023 | $1,773.00 (+0.68%) | $6,872 (+0.03%) | $171,800 (-14.23%) |
| 2021 | $1,761.00 | $6,870 | $200,300 Land $33,000 Building $167,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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