14190 Twisting Ln, Dayton, MD 21036 Property Records

Howard County property record for 14190 Twisting Ln, Dayton, MD 21036

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,661 sqft · built 2004
Lot Size	0.97 acres (42,248 sqft)
Owner	Individual Name on File
Last Sale	$780,000 (Apr 2020)
Tax Bill	$11,423 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-427185`

Property Details

APN / Parcel Number

Primary APN	`05-427185`
Alternative APNs	`5427185` `427185`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,661 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	42,248 sqft (0.97 acres)
Garage Type	Attached
Garage Area	687 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	248 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	427185
Street Address	14190 TWISTING LN
City	DAYTON
State	MD
Zip	21036-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRDEO
Legal Description	LOT 12 42,248 SQ 14190 TWISTING LN TWIST & TURN ESTATES RSB
Legal Subdivision	TURN ESTATES
Legal Lot Number	12
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2015
Census Tract	605104

Owner

14190 Twisting Ln is owned and occupied by an individual who acquired it in October 2024.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	14190 TWISTING LN, DAYTON, MD 21036-1229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Jul 29, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 27, 2020	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2020 · Amount on File
Deed Sale	Apr 27, 2020 · Amount on File
Deed Book / Page	19321 / 486
Last Transfer Date	Oct 13, 2024
Transfer Doc	0225450254
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	14190 TWISTING LN, DAYTON, MD 21036-1229
Transaction Type	Mortgage
Record Updated	Oct 16, 2023
Title Company	MARYLAND TITLE WORKS UNLIMITED, MARYLAND TTL WORKS UNLIMITED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14190 TWISTING LN, DAYTON, MD 21036-1229

Mortgage

Document Number	0206640042
Date	Jun 28, 2021
Book Page	20664/42

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Jul 29, 2021
Property Address	14190 TWISTING LN, DAYTON, MD 21036-1229
Document Number	0207560477
Book / Page	20756 / 477
Map Reference	PL 15877
Instrument Date	Jun 3, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14190 TWISTING LN, DAYTON, MD 21036-1229

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 27, 2020
Property Address	14190 TWISTING LN, DAYTON, MD 21036-1229
Document Number	0193210486
Book / Page	019321 / 000486
Instrument Date	Apr 21, 2020
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	DISTRICT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	14190 TWISTING LN DAYTON MD 210361229, DAYTON, MD 21036-1229

Mortgage

Document Number	193210492
Date	Apr 27, 2020
Book Page	019321/000492

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 14190 Twisting Ln was $11,423 with a homeowner's exemption, down 6.2% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,423.00 (-6.18%) Homeowner's exemption	$990,767 (+4.25%)	$1,071,500 (+12.74%) Land $305,600 Building $765,900
2025	$12,176.00 (+5.03%) Homeowner's exemption	$950,400 Land $276,200 Building $674,200	$950,400 Land $276,200 Building $674,200
2024	$11,593.00
2023		$800,267	$950,400 Land $276,200 Building $674,200
2022	$8,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14190 Twisting Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2012–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14190 Twisting Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Twisting Ln

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