14170 Twisting Ln, Dayton, MD 21036 Property Records

Howard County property record for 14170 Twisting Ln, Dayton, MD 21036

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,164 sqft · built 1998
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Aug 2020)
Tax Bill	$9,723 (2026)
Deeds & Mortgages	May 2026 Line of Credit Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-427169`

Property Details

APN / Parcel Number

Primary APN	`05-427169`
Alternative APNs	`5427169` `427169`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,164 sqft Total Area
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	50 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	427169
Street Address	14170 TWISTING LN
City	DAYTON
State	MD
Zip	21036-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRDEO
Legal Description	LOT 8 1.142 A 14170 TWISTING LN TWIST & TURN ESTATES
Legal Subdivision	TURN ESTATES
Legal Block	9999
Legal Lot Number	8
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2015
Census Tract	605104

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14170 TWISTING LN, DAYTON, MD 21036-1229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION
Dec 6, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC
Aug 13, 2020	Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Sep 6, 2016 · Amount on Record
Deed Book / Page	19617 / 261
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Recording Date	May 27, 2026
Property Address	14170 TWISTING LN, DAYTON, MD 21036-1229
Document Number	2325000037
Book / Page	23256 / 37
Instrument Date	May 4, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	14170 TWISTING LN, DAYTON, MD 21036-1229

Mortgage

Document Number	2325000037,
Date	May 27, 2026
Book Page	23256/37

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.46%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	14170 TWISTING LN, DAYTON, MD 21036-1229
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14170 TWISTING LN, DAYTON, MD 21036-1229

Mortgage

Document Number	0221990238
Date	Dec 6, 2023
Book Page	22199/238

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	GERMANTOWN, MD 20876

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	14170 TWISTING LN, DAYTON, MD 21036-1229
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0212870127
Date	Jan 25, 2022
Book Page	21287/127

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 13, 2020
Property Address	14170 TWISTING LN, DAYTON, MD 21036-1229
Document Number	0196170261
Book / Page	19617 / 261
Map Reference	PL 12952
Instrument Date	Aug 4, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14170 TWISTING LN, DAYTON, MD 21036-1229

Mortgage

Document Number	19617268
Date	Aug 13, 2020
Instrument	19617/268

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,723.00 (+0.08%) Homeowner's exemption	$732,633 (+2.22%)	$764,500 (+6.67%) Land $307,600 Building $456,900
2025	$9,715.00 (+50.69%) Homeowner's exemption	$716,700 (+15.48%) Land $277,600 Building $439,100	$716,700 (-) Land $277,600 Building $439,100
2023		$620,633	$716,700 Land $277,600 Building $439,100
2022	$6,447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2012–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Twisting Ln

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