1419 Mill Creek Rd, Bloomington, IL 61704 Property Records

McLean County property record for 1419 Mill Creek Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,994 sqft · built 1992
Lot Size	0.196 acres (8,521 sqft)
Owner	Individual Name on Record
Last Sale	$201,500 (Dec 2021)
Tax Bill	$5,449 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-36-176-017`

Property Details

APN / Parcel Number

Primary APN	`14-36-176-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,994 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	706 sqft
Finished Basement	706 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,521 sqft (0.196 acres)
Lot Dimensions	120 ft deep x 71 ft wide
View / Lot	Lake Front
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	120 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1419 MILL CREEK RD
City	BLOOMINGTON
State	IL
Zip	61704-8159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	HIGHLANDS LOT 73
Legal Range	02E
Legal Township	24N
Legal Section	36
Legal Subdivision	THE HIGHLANDS SUBDIVISION
Legal Lot Number	73
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1012
Census Tract	1105

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1419 MILL CREEK RD, BLOOMINGTON, IL 61704-8159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION
Dec 8, 2021	Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP
Jul 31, 2019	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 4, 2018	Trustee's Deed, Foreclosure · Conventional Mortgage ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on Record
Deed Sale	Dec 8, 2021 · Amount on Record
Prior Sale	Jun 4, 2018 · Amount on Record
Deed Document Number	202128894
Prior Transfer Date	Jul 20, 2019
Prior Transfer Doc	0000011974
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1419 MILL CREEK RD, BLOOMINGTON, IL 61704-8159
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000004666
Date	Mar 16, 2020
Instrument	2020-00004666

Lender

Name	INB NATIONAL ASSOCIATION
Type	Non-Lending Institution
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 8, 2021
Property Address	1419 MILL CREEK RD, BLOOMINGTON, IL 61704-8159
Document Number	202100028894
Map Reference	DOC 87-10627
Instrument Date	Dec 2, 2021
Instrument	2021-00028894
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$302.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1419 MILL CREEK RD, BLOOMINGTON, IL 61704-8159

Mortgage

Document Number	202100028895
Date	Dec 8, 2021
Instrument	2021-00028895

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.37%

July 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 31, 2019
Property Address	1419 MILL CREEK RD, BLOOMINGTON, IL 61704-8159
Document Number	201900011974
Map Reference	DOC 87-10627
Instrument Date	Jul 20, 2019
Instrument	2019-00011974
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1419 MILL CREEK RD, BLOOMINGTON, IL 61704-8159

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 4, 2018
Property Address	1419 MILL CREEK RD, BLOOMINGTON, IL 61704-8159
Document Number	201800008612
Map Reference	DOC87-10627
Instrument Date	May 29, 2018
Instrument	2018-00008612
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1419 MILL CREEK RD, BLOOMINGTON, IL 61704-8159

Mortgage

Document Number	201800008613
Date	Jun 4, 2018
Instrument	2018-00008613

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jun 1, 2024

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,514 (+28.77%) Land $20,396 Building $64,118	$253,542 (+28.77%) Land $61,188 Building $192,354
2024	$5,449.00 (+7.86%)
2023	$5,052.00	$65,633 Land $15,839 Building $49,794	$196,899 Land $47,517 Building $149,382

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media.

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