1418 Mill Creek Rd, Bloomington, IL 61704 Property Records

McLean County property record for 1418 Mill Creek Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,008 sqft · built 1991
Lot Size	0.227 acres (9,904 sqft)
Owner	Individual Name on Record
Last Sale	$328,000 (May 2026)
Tax Bill	$6,126 (2024)
Deeds & Mortgages	Dec 2017 Mortgage Feb 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`14-36-178-001`

Property Details

APN / Parcel Number

Primary APN	`14-36-178-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,008 sqft Living Area
Gross Area	2,470 sqft
1st Floor Area	1,004 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,904 sqft (0.227 acres)
Lot Dimensions	90 ft deep x 110 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	168 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1418 MILL CREEK RD
City	BLOOMINGTON
State	IL
Zip	61704-8121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	THE HIGHLANDS LOT 33
Legal Range	02E
Legal Township	24N
Legal Section	36
Legal Subdivision	THE HIGHLANDS
Legal Lot Number	33
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1011
Census Tract	1105

Owner

Source: McLean County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1418 MILL CREEK RD, BLOOMINGTON, IL 61704-8121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 15, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE UNITED STATE
Mar 2, 2012	Deed of Trust, Mortgage · Conventional Mortgage BRIDGEVIEW BANK MORTGAGE LLC
Sep 23, 2015	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Nov 5, 2009	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 15, 2026	Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Deed Document Number	20266815
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1418 MILL CREEK RD, BLOOMINGTON, IL 61704-8121
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700022367
Date	Dec 18, 2017
Instrument	2017-00022367

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1418 MILL CREEK RD, BLOOMINGTON, IL 61704-8121
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000002644
Date	Feb 11, 2020
Instrument	2020-00002644

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1418 MILL CREEK RD, BLOOMINGTON, IL 61704-8121
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000020166
Date	Sep 30, 2020
Instrument	2020-00020166

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1418 MILL CREEK RD, BLOOMINGTON, IL 61704-8121
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700004151
Date	Feb 15, 2007
Instrument	2007-00004151

Lender

Name	THE UNITED STATE
Address	ALEXANDRIA, VA 22314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 1, 2022

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1418 MILL CREEK RD, BLOOMINGTON, IL 61704-8121
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	PRISM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200005535
Date	Mar 2, 2012
Instrument	2012-00005535

Lender

Name	BRIDGEVIEW BANK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2032

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1418 MILL CREEK RD, BLOOMINGTON, IL 61704-8121
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500017999
Date	Sep 23, 2015
Instrument	2015-00017999

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2030

Interest

Rate Type	Fixed Rate
Rate	3.62%

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1418 MILL CREEK RD, BLOOMINGTON, IL 61704-8121
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	LSI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900033924
Date	Nov 5, 2009
Instrument	2009-00033924

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2029

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 15, 2026
Property Address	1418 MILL CREEK RD, BLOOMINGTON, IL 61704-8121
Document Number	202600006815
Instrument Date	Apr 30, 2026
Instrument	20266815
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$49,692.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 MILL CREEK RD, BLOOMINGTON, IL 61704-8121

Mortgage

Document Number	0000006816,
Date	May 15, 2026
Instrument	20266816

Lender

Name	TRIDENT HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.74%
Max Rate	-1%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,145 (+28.76%) Land $20,824 Building $73,321	$282,435 (+28.76%) Land $62,472 Building $219,963
2024	$6,126.00 (+7.74%)
2023	$5,686.00	$73,114 Land $16,173 Building $56,941	$219,342 Land $48,519 Building $170,823

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media.

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