14188 Co Rd 3588, Ada, OK 74820 Property Records

Pontotoc County property record for 14188 Co Rd 3588, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,460 sqft · built 1973
Lot Size	0.233 acres (10,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,000 (Mar 2005)
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Oct 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`18387`

Property Details

APN / Parcel Number

Primary APN	`18387`
Alternative APN	`0820-00-003-006-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,460 sqft Living Area
1st Floor Area	1,452 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,160 sqft (0.233 acres)
Lot Dimensions	127 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	360 sqft
Patio Area	72 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18387
Street Address	14188 COUNTY ROAD 3588
City	ADA
State	OK
Zip	74820-5320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 3 HILL & DELL SUB.
Legal Subdivision	HILL & DELL -SD 16- NE 36-4-6
Legal Block	3
Legal Lot Number	6
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1019
Census Tract	88801

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14188 COUNTY ROAD 3588, ADA, OK 74820-5320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK OF ADA
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 7, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 1, 2018	Transfer on Death Deed, Transfer
Dec 20, 2011	Intrafamily Transfer, Transfer · FHA Mortgage CITIZENS BANK OF ADA
Mar 17, 2005	Warranty Deed, Transfer · Conventional Mortgage FIRST MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2005 · Amount on Record
Deed Sale	Mar 17, 2005 · Amount on Record
Prior Sale	Aug 2, 1996 · Amount on Record
Deed Document Number	20051583
Deed Book / Page	1973 / 98
Last Transfer Date	Dec 15, 2011
Transfer Doc	002593/018
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	14188 COUNTY ROAD 3588, ADA, OK 74820-5320
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003259/017
Date	Nov 8, 2018
Book Page	3259/017
Instrument	2018-006029

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 7, 2028

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	14188 COUNTY ROAD 3588, ADA, OK 74820-5320
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003554/220
Date	Oct 26, 2021
Book Page	3554/220
Instrument	2021-006675

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	14188 COUNTY ROAD 3588, ADA, OK 74820-5320
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14188 COUNTY ROAD 3588, ADA, OK 74820-5320

Mortgage

Document Number	0003822/86
Date	Sep 5, 2024
Book Page	3822/86
Instrument	I-2024-004706

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	14188 COUNTY ROAD 3588, ADA, OK 74820-5320
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003969/115
Date	Jan 7, 2026
Book Page	3969/115
Instrument	I-2026-000070

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

February 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PONTOTOC OK
Recording Date	Feb 1, 2018
Property Address	14188 COUNTY ROAD 3588, ADA, OK 74820-5320
Document Number	003187/172
Book / Page	3187 / 172
Map Reference	MB 1 PG 224
Instrument Date	Jan 13, 2018
Instrument	2018-000604
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14188 COUNTY ROAD 3588, ADA, OK 74820-5320

December 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Dec 20, 2011
Property Address	14188 COUNTY ROAD 3588, ADA, OK 74820-5320
Document Number	002593/018
Book / Page	2593 / 018
Map Reference	MB1 PG207
Instrument Date	Dec 15, 2011
Instrument	2011-007145
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14188 COUNTY ROAD 3588, ADA, OK 74820-5320

Mortgage

Document Number	2011007146
Date	Dec 20, 2011
Instrument	2011-007146

Lender

Name	CITIZENS BANK OF ADA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2042

March 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Mar 17, 2005
Property Address	14188 COUNTY ROAD 3588, ADA, OK 74820-5320
Document Number	001973/098
Book / Page	1973 / 098
Map Reference	MB1 PG207
Instrument Date	Mar 17, 2005
Instrument	2005-001583
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14188 COUNTY ROAD 3588, ADA, OK 74820-5320

Mortgage

Document Number	001973/099
Date	Mar 17, 2005
Book Page	1973/099
Instrument	2005-001584

Lender

Name	FIRST MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,320 (+3%) Land $825 Building $20,495	$177,673 (-8.68%) Land $6,875 Building $170,798
2025	$1,778.00 (+0.23%) Homeowner's exemption	$20,700 (+3%) Land $801 Building $19,899	$194,552 (-5.34%) Land $7,500 Building $187,052
2024	$1,774.00 (+88.92%) Homeowner's exemption	$20,097 (+54.04%) Land $778 Building $19,319	$205,529 (+25.69%) Land $7,500 Building $198,029
2023	$939.00 Homeowner's exemption	$13,047 Land $589 Building $12,458	$163,521 Land $7,500 Building $156,021

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 73% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 1 (HOMER) serves 441 people · EPA ID OK3006205
Water Source	Purchased groundwater from ADA
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Atlink Services, BLS Broadband.

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