14172 Co Rd 3588, Ada, OK 74820 Property Records

Pontotoc County property record for 14172 Co Rd 3588, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,294 sqft · built 1975
Lot Size	0.233 acres (10,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Nov 2017)
Tax Bill	$1,238 (2025)
Deeds & Mortgages	Nov 2009 Mortgage Apr 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18386`

Property Details

APN / Parcel Number

Primary APN	`18386`
Alternative APN	`0820-00-003-005-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,294 sqft Living Area
1st Floor Area	1,294 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,160 sqft (0.233 acres)
Lot Dimensions	127 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	160 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18386
Street Address	14172 COUNTY ROAD 3588
City	ADA
State	OK
Zip	74820-5320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 3 HILL & DELL SUB.
Legal Subdivision	HILL & DELL -SD 16- NE 36-4-6
Legal Block	3
Legal Lot Number	5
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1019
Census Tract	88801

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19730 COUNTY ROAD 1546, ADA, OK 74820-3193
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Apr 21, 2025	Deed of Trust, Mortgage · Commercial Mortgage THE STATE BANK OF WYNNEWOOD
Nov 13, 2017	Warranty Deed, Transfer · Line of Credit THE STATE BANK OF WYNNEWOOD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Prior Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	20176060
Deed Book / Page	3167 / 31
Record Updated	Oct 29, 2026

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	14172 COUNTY ROAD 3588, ADA, OK 74820-5320
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002410/103
Date	Nov 23, 2009
Book Page	2410/103
Instrument	2009-015496

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2024

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	14172 COUNTY ROAD 3588, ADA, OK 74820-5320
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19730 CR, ADA, OK 74820

Mortgage

Document Number	003883/296
Date	Apr 21, 2025
Book Page	3883/296
Instrument	I-2025-002159

Lender

Name	THE STATE BANK OF WYNNEWOOD
Type	Bank
Address	WYNNEWOOD, OK 73098

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 17, 2045

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Nov 13, 2017
Property Address	14172 COUNTY ROAD 3588, ADA, OK 74820-5320
Document Number	003167/031
Book / Page	3167 / 031
Map Reference	MB 1 PG 207
Instrument Date	Nov 9, 2017
Instrument	2017-006060
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19730 COUNTY ROAD 1546, ADA, OK 74820-3193
Investor	Possibly a Property Investor

Mortgage

Document Number	2017006061
Date	Nov 13, 2017
Instrument	2017-006061

Lender

Name	THE STATE BANK OF WYNNEWOOD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 17, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,406 (+5%) Land $1,800 Building $12,606	$120,050 (-11.44%) Land $15,000 Building $105,050
2025	$1,238.00 (+0.16%)	$13,720 (+5%) Land $1,800 Building $11,920	$135,558 (-5.12%) Land $15,000 Building $120,558
2024	$1,236.00 (+29.15%)	$13,067 (+6.49%) Land $1,800 Building $11,267	$142,880 (+39.73%) Land $15,000 Building $127,880
2023	$957.00	$12,271 Land $1,800 Building $10,471	$102,258 Land $15,000 Building $87,258

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 73% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 1 (HOMER) serves 441 people · EPA ID OK3006205
Water Source	Purchased groundwater from ADA
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Atlink Services, BLS Broadband.

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