1418 S River Rd, Sylva, NC 28779 Property Records

Jackson County property record for 1418 S River Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,400 sqft · built 1997
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Nov 2020)
Tax Bill	$2,019 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7640-15-1947`

Property Details

APN / Parcel Number

Primary APN	`7640-15-1947`
Alternative APN	`183032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,400 sqft Heated Area
1st Floor Area	1,200 sqft
Upper Floors Area	1,200 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	624 sqft
Deck Area	200 sqft
Patio Area	473 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	1418 S RIVER RD
City	SYLVA
State	NC
Zip	28779-9365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR1
Legal Description	S RIVER RD
Legal Subdivision	GLEN MCDONALD
Jurisdiction	JACKSON NC
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2044
Census Tract	950400

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1418 S RIVER RD, SYLVA, NC 28779-9365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 8, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Apr 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Jul 8, 2019 · Amount on Record
Deed Book / Page	2282 / 1752
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 10, 2020
Property Address	1418 S RIVER RD, SYLVA, NC 28779-9365
Document Number	0022821752
Book / Page	2282 / 1752
Map Reference	CAB 23 SL 275
Instrument Date	Nov 6, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 GARDNERS CIR, 130, JOHNS ISLAND, SC 29455-5467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 S RIVER RD, SYLVA, NC 28779-9365

Mortgage

Document Number	22821756
Date	Nov 10, 2020
Instrument	2282/1756

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 31, 2019
Property Address	1418 S RIVER RD, SYLVA, NC 28779-9365
Document Number	0022431438
Book / Page	002243 / 001438
Instrument Date	Jul 3, 2019
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1418 S RIVER RD SYLVA NC 287799365, SYLVA, NC 28779-9365

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 8, 2019
Property Address	1418 S RIVER RD, SYLVA, NC 28779-9365
Document Number	0002411980
Book / Page	000241 / 001980
Instrument Date	Jun 26, 2019
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 S RIVER RD SYLVA NC 287799365, SYLVA, NC 28779-9365

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	1418 S RIVER RD, SYLVA, NC 28779-9365
Document Number	0021871215
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1418 S RIVER RD SYLVA NC 287799365, SYLVA, NC 28779-9365

Mortgage

Document Number	0021871215
Date	Apr 25, 2017
Book Page	002187/001215

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Municipality	Webster Town
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,513 (+76.09%) Land $53,020 Building $478,493
2025	$2,019.00 (+76.18%)
2023	$1,146.00	$301,840 Land $29,880 Building $271,960

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (1991–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUCKASEIGEE WATER & SEWER AUTH serves 7,528 people · EPA ID NC0150035
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2025 Treatment failure resolved · May 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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