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1184 S River Rd, Sylva, NC 28779 Property Records

Jackson County property record for 1184 S River Rd, Sylva, NC 28779

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,109 sqft · built 1955
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$174,000 (Jul 2006)
Tax Bill$1,084 (2025)
Deeds & MortgagesApr 2022 Mortgage
Nov 2020 Mortgage
Flood ZoneZone AE (high risk)
APN7640-15-8513

Property Details

APN / Parcel Number

Primary APN7640-15-8513
Alternative APN
  • 121050

Interior

Bedrooms1 Bed
Full Baths2 Baths
Stories1 Story
Building Area1,109 sqft Heated Area
1st Floor Area821 sqft
Upper Floors Area288 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1990
Exterior MaterialWood
Roof TypeGable
Roof MaterialMetal
Lot Area20,038 sqft (0.46 acres)

Exterior Amenities

PorchSlab
Porch Area98 sqft
Deck Area49 sqft
Patio Area462 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address1184 S RIVER RD
CitySYLVA
StateNC
Zip28779-5641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4 S RIVER RD
Legal SubdivisionWILLIAM G AND KAREN S PERRY
Legal Lot Number4
JurisdictionJACKSON NC
Township / Civil DivisionWEBSTER
Census Block Group2
Census Block2046
Census Tract950400

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1184 S RIVER RD, SYLVA, NC 28779-5641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Nov 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2006 · Amount on Record
Deed SaleJul 28, 2006 · Amount on Record
Deed Book / Page1605 / 371
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address1184 S RIVER RD, SYLVA, NC 28779-5641
Transaction TypeMortgage
Record UpdatedApr 19, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023310669
DateApr 5, 2022
Book Page2331/669
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address1184 S RIVER RD, SYLVA, NC 28779-5641
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022830001
DateNov 12, 2020
Book Page2283/1
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2040

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$285,320 (+73.34%) Land $50,160 Building $235,160
2025$1,084.00 (+73.44%)
2023$625.00$164,600 Land $27,250 Building $137,350

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims17 (1991–2024)
Claims Outside the SFHA1 of 17
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims
  • Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTUCKASEIGEE WATER & SEWER AUTH
serves 7,528 people · EPA ID NC0150035
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Feb 2025
Treatment failure
resolved · May 2024
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: BalsamWest FiberNET.

Cell Coverage

5G (outdoors only) and 4G LTE

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