1418 Montgomery St, Normal, IL 61761 Property Records

McLean County property record for 1418 Montgomery St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,832 sqft · built 2002
Lot Size	0.087 acres (3,849 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Mar 2024)
Tax Bill	$4,580 (2024)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-22-330-027`

Property Details

APN / Parcel Number

Primary APN	`14-22-330-027`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area
1st Floor Area	916 sqft
Basement Area	916 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	3,849 sqft (0.087 acres)
Lot Dimensions	83 ft deep x 31.6 ft wide
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1418 MONTGOMERY ST
City	NORMAL
State	IL
Zip	61761-5750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	RESUB OF LTS 124-129 SAVANNAH GREEN SUB 4TH ADD LT 125A
Legal Range	02E
Legal Township	24N
Legal Section	22
Legal Subdivision	SAVANNAH GREEN SUB
Legal Lot Number	124,1
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3007
Census Tract	109

Owner

Source: McLean County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1418 MONTGOMERY ST, NORMAL, IL 61761-5750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CEFCU
Oct 27, 2022	Warranty Deed, Transfer · VA Mortgage MARINE BANK SPRINGFIELD
Jun 5, 2017	Warranty Deed, Transfer · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2024 · Amount on Record
Deed Sale	Mar 1, 2024 · Amount on Record
Prior Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	20242514
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 1, 2024
Property Address	1418 MONTGOMERY ST, NORMAL, IL 61761-5750
Document Number	202400002514
Map Reference	DOC 2003-20947
Instrument Date	Feb 9, 2024
Instrument	2024-00002514
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 MONTGOMERY ST, NORMAL, IL 61761-5750

Mortgage

Document Number	202400002515
Date	Mar 1, 2024
Instrument	2024-00002515

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1418 MONTGOMERY ST, NORMAL, IL 61761-5750
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200015809
Date	Sep 2, 2022
Instrument	2022-00015809

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Feb 27, 2023

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 27, 2022
Property Address	1418 MONTGOMERY ST, NORMAL, IL 61761-5750
Document Number	202200019214
Map Reference	DOC 2003-20947
Instrument Date	Sep 9, 2022
Instrument	2022-00019214
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	WOODFORD COUNTY TITLE COMPANY, WOODFORD COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$197.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 MONTGOMERY ST, NORMAL, IL 61761-5750

Mortgage

Document Number	202200019215
Date	Oct 27, 2022
Instrument	2022-00019215

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 5, 2017
Property Address	1418 MONTGOMERY ST, NORMAL, IL 61761-5750
Document Number	201700009779
Map Reference	DOC2003-20947
Instrument Date	May 22, 2017
Instrument	2017-00009779
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 MONTGOMERY ST, NORMAL, IL 61761-5750

Mortgage

Document Number	201700009780
Date	Jun 5, 2017
Instrument	2017-00009780

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,117 (+21.89%) Land $9,932 Building $58,185	$204,351 (+21.89%) Land $29,796 Building $174,555
2024	$4,580.00 (+12.95%)
2023	$4,055.00 (+2.92%)	$55,884 (+10.69%) Land $8,148 Building $47,736	$167,652 (+10.69%) Land $24,444 Building $143,208
2022	$3,940.00	$50,487 Land $7,361 Building $43,126	$151,461 Land $22,083 Building $129,378

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

1418 Montgomery St, Normal, IL 61761 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Montgomery St

Nearby Streets

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