1408 Montgomery St, Normal, IL 61761 Property Records

McLean County property record for 1408 Montgomery St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,832 sqft · built 2002
Lot Size	0.095 acres (4,138 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (Oct 2017)
Tax Bill	$4,366 (2024)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-22-330-010`

Property Details

APN / Parcel Number

Primary APN	`14-22-330-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area
1st Floor Area	916 sqft
Basement Area	916 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	4,138 sqft (0.095 acres)
Lot Dimensions	94 ft deep x 44 ft wide
Garage Area	440 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1408 MONTGOMERY ST
City	NORMAL
State	IL
Zip	61761-5750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SAVANNAH GREEN SUB 4TH ADD LT 118
Legal Range	02E
Legal Township	24N
Legal Section	22
Legal Subdivision	SAVANNAH GREEN SUB
Legal Lot Number	118
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3007
Census Tract	109

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1408 MONTGOMERY ST, NORMAL, IL 61761-5750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2017 · Amount on Record
Deed Sale	Oct 14, 2017 · Amount on Record
Deed Document Number	201718579
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 14, 2017
Property Address	1408 MONTGOMERY ST, NORMAL, IL 61761-5750
Document Number	201700018579
Map Reference	DOC2001-31238
Instrument Date	Sep 25, 2017
Instrument	2017-00018579
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 MONTGOMERY ST, NORMAL, IL 61761-5750

Mortgage

Document Number	201700018580
Date	Oct 14, 2017
Instrument	2017-00018580

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,240 (+21.89%) Land $9,932 Building $55,308	$195,720 (+21.89%) Land $29,796 Building $165,924
2024	$4,366.00 (+7.35%)
2023	$4,067.00	$53,524 Land $8,148 Building $45,376	$160,572 Land $24,444 Building $136,128

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20