Orange County property record for 14170 Jomatt Loop, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,952 sqft · built 2019 |
| Lot Size | 0.214 acres (9,341 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $770,000 (May 2026) |
| Tax Bill | $6,507 (2025) |
| Deeds & Mortgages | Apr 2025 Second Mortgage May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-22-27-1961-01-130 |
| Primary APN | 27-22-27-1961-01-130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,952 sqft Living Area |
| Gross Area | 4,044 sqft |
| 1st Floor Area | 2,952 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,341 sqft (0.214 acres) |
| Garage Type | Attached |
| Garage Area | 656 sqft |
| Porch | Slab |
| Porch Area | 436 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 14170 JOMATT LOOP |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-0116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CYPRESS RESERVE PHASE 2 94/135 LOT 113 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 27 |
| Legal Subdivision | CYP RESERVE PH 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 113 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 17116 |
Source: Orange County records · APN 27-22-27-1961-01-130
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 6135 QUIET TIMES, COLUMBIA, MD 21045-7426 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 23, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| May 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage SIMPLIFILE |
| Apr 07, 2026 | Deed of Trust, Mortgage · Construction Mortgage CROSSCOUNTRY MORTGAGE |
| Sep 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG |
| Apr 17, 2019 | Grant Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | Apr 17, 2019 · Amount on Record |
| Deed Document Number | 2026269224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 14170 JOMATT LOOP, WINTER GARDEN, FL 34787-0116 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 14170 JOMATT LOOP, WINTER GARDEN, FL 34787-0116 |
| Document Number | 0000238243 |
|---|---|
| Date | Apr 23, 2025 |
| Instrument | 20250238243 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 13, 2026 |
| Property Address | 14170 JOMATT LOOP, WINTER GARDEN, FL 34787-0116 |
| Document Number | 0000269224 |
| Instrument Date | May 01, 2026 |
| Instrument | 2026.269224 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $544,390.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 6135 QUIET TIMES, COLUMBIA, MD 21045-7426 |
| Document Number | 0000269226, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026..269226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 07, 2026 |
| Property Address | 14170 JOMATT LOOP, WINTER GARDEN, FL 34787-0116 |
| Document Number | 0000199285 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 2026199285 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 14170 JOMATT LOOP, WINTER GARDEN, FL 34787-0116 |
| Investor | Possibly a Property Investor |
| Document Number | 0000199285, |
|---|---|
| Date | Apr 07, 2026 |
| Instrument | 2026199285 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Sep 01, 2026 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 14170 JOMATT LOOP, WINTER GARDEN, FL 34787-0116 |
| Document Number | 0000513783 |
| Instrument Date | Sep 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14170 JOMATT LOOP WINTER GARDEN FL 347870116, WINTER GARDEN, FL 34787-0116 |
| Document Number | 0000513783 |
|---|---|
| Date | Oct 02, 2020 |
| Instrument | 513783 |
| Name | BETTER MTG |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 17, 2019 |
| Property Address | 14170 JOMATT LOOP, WINTER GARDEN, FL 34787-0116 |
| Document Number | 0000236364 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 236364 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2019 |
| Title Company | INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,933.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14170 JOMATT LOOP WINTER GARDEN FL 347870116, WINTER GARDEN, FL 34787-0116 |
| Document Number | 236365 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 236365 |
| Name | TAYLOR MORRISON HOME FUNDING |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2049 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,816 (+2.7%) | $651,410 (-1.32%) Land $115,000 Building $536,410 | |
| 2025 | $6,507.00 (+5.22%) Homeowner's exemption | $439,938 (+5.99%) | $660,100 (+8.1%) Land $115,000 Building $545,100 |
| 2024 | $6,184.00 (+3.62%) | ||
| 2023 | $5,968.00 (+11.91%) Homeowner's exemption | $415,086 (+11.02%) | $610,654 (+20.65%) Land $100,000 Building $510,654 |
| 2022 | $5,333.00 Homeowner's exemption | $373,870 | $506,129 Land $100,000 Building $406,129 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 261 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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