14166 Jomatt Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 14166 Jomatt Loop, Winter Garden, FL 34787 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,671 sqft · built 2018
Lot Size	0.237 acres (10,331 sqft)
Owner	2 Individual Names on File
Last Sale	$381,000 (Nov 2018)
Tax Bill	$5,389 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-22-27-1961-01-120`

Property Details

APN / Parcel Number

Primary APN	`27-22-27-1961-01-120`
Alternative APNs	`123721` `124500` `125884`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,671 sqft Living Area
Gross Area	3,617 sqft
1st Floor Area	2,671 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,331 sqft (0.237 acres)
Garage Type	Attached
Garage Area	714 sqft
Porch	Slab
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	14166 JOMATT LOOP
City	WINTER GARDEN
State	FL
Zip	34787-0116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS RESERVE PHASE 2 94/135 LOT 112
Legal Range	27E
Legal Township	22S
Legal Section	27
Legal Subdivision	CYP RESERVE PH 2
Legal Phase	2
Legal Block	1
Legal Lot Number	112
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3015
Census Tract	17116

Owner

Source: Orange County records · APN 27-22-27-1961-01-120

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14166 JOMATT LOOP, WINTER GARDEN, FL 34787-0116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 18, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2018 · Amount on Record
Deed Sale	Nov 01, 2018 · Amount on Record
Deed Document Number	2018640556
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	14166 JOMATT LOOP, WINTER GARDEN, FL 34787-0116
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14166 JOMATT LOOP, WINTER GARDEN, FL 34787-0116

Mortgage

Document Number	0000124126
Date	Mar 03, 2026
Instrument	20260124126

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 01, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	14166 JOMATT LOOP, WINTER GARDEN, FL 34787-0116
Transaction Type	Mortgage
Record Updated	May 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224594
Date	Apr 18, 2024
Instrument	20240224594

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 05, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	14166 JOMATT LOOP, WINTER GARDEN, FL 34787-0116
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14166 JOMATT LOOP, WINTER GARDEN, FL 34787-0116

Mortgage

Document Number	0000283350
Date	May 03, 2022
Instrument	20220283350

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,353 (+2.7%)	$556,930 (-1.15%) Land $115,000 Building $441,930
2025	$5,389.00 (+5.25%) Homeowner's exemption	$371,327 (+5.99%)	$563,430 (+5.62%) Land $115,000 Building $448,430
2024	$5,120.00 (+3.66%)
2023	$4,939.00 (+3.02%) Homeowner's exemption	$350,351 (+3%)	$533,472 (+15.01%) Land $100,000 Building $433,472
2022	$4,794.00 Homeowner's exemption	$340,147	$463,829 Land $100,000 Building $363,829

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171163, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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