Bonner County property record for 1417 Spruce St, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,441 sqft · built 1970 |
| Lot Size | 0.267 acres (11,631 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,156 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS03990000030A |
| Primary APN | RPS03990000030A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,441 sqft Finished Area |
| 1st Floor Area | 1,441 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 11,631 sqft (0.267 acres) |
| Garage Type | Attached |
| Garage Area | 96 sqft |
| Pole Barn | 480 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1417 SPRUCE ST |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-2161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-57N-2W SCHWEITZER ADDN LOT 3 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 16 |
| Legal Subdivision | SCHWEITZER ADD |
| Legal Lot Number | 3 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 950402 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1417 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 23, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 15, 2008 |
| Transfer Doc | 0000756970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1417 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 985307 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 985307 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1417 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 926557 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 926557 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1417 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 951778 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 951778 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2040 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,156.00 (+10.34%) Homeowner's exemption | $431,931 (-1.85%) Land $206,871 Building $225,060 | $431,931 (-1.85%) Land $206,871 Building $225,060 |
| 2025 | $1,954.00 (+17.5%) Homeowner's exemption | $440,071 (+7.27%) Land $206,871 Building $233,200 | $440,071 (+7.27%) Land $206,871 Building $233,200 |
| 2023 | $1,663.00 Homeowner's exemption | $410,230 Land $206,871 Building $203,359 | $410,230 Land $206,871 Building $203,359 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
| Intermax Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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