Bonner County property record for 1401 Spruce St, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,575 sqft · built 1970 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,262 (2026) |
| Deeds & Mortgages | Jul 2018 Construction Loan Apr 2012 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS03990000010A |
| Primary APN | RPS03990000010A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,575 sqft Finished Area |
| 1st Floor Area | 1,575 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,892 sqft (0.273 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 1401 SPRUCE ST |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-2161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-57N-2W SCHWEITZER ADDN LOT 1 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 16 |
| Legal Subdivision | SCHWEITZER ADD |
| Legal Lot Number | 1 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 950402 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1401 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 16, 2018 | Deed of Trust, Mortgage · Construction Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Apr 5, 2012 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP |
| May 14, 2026 | Warranty Deed, Transfer ALLIANCE TITLE |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP |
| Jul 16, 2018 | Warranty Deed, Transfer ALLIANCE TITLE SANDPOINT |
| Jul 16, 2018 | Warranty Deed, Transfer ALLIANCE TITLE SANDPOINT |
| Dec 7, 2007 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 1, 2005 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2026 |
| Deed Sale | May 14, 2026 |
| Prior Sale | Jul 16, 2018 · Amount on Record |
| Deed Document Number | 20261061750 |
| Prior Transfer Date | Feb 1, 2005 |
| Prior Transfer Doc | 669447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1401 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Title Company | ALLIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000924600 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 924600 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1401 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000824419 |
|---|---|
| Date | Apr 5, 2012 |
| Instrument | 824419 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1401 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Title Company | TITLEONE BOISE |
| Name | Verified Name |
|---|
| Document Number | 0000963750 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 963750 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | May 14, 2026 |
| Property Address | 1401 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Document Number | 0001061750 |
| Instrument Date | May 14, 2026 |
| Instrument | 20261061750 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | ALLIANCE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1401 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1401 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2020 |
| Title Company | TITLEONE BOISE |
| Name | Verified Name |
|---|
| Document Number | 963750 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 963750 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jul 16, 2018 |
| Property Address | 1401 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Document Number | 924599 |
| Map Reference | MB3 PG54 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 924599 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | ALLIANCE TITLE SANDPOINT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1401 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jul 16, 2018 |
| Property Address | 1401 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Document Number | 0000924599 |
| Map Reference | MB3 PG54 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 924599 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | ALLIANCE TITLE SANDPOINT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1401 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Dec 7, 2007 |
| Property Address | 1401 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Document Number | 0000742327 |
| Map Reference | MB 3 PG 54 |
| Instrument Date | Nov 26, 2007 |
| Instrument | 742327 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1401 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Investor | Possibly a Property Investor |
| Document Number | 0000742328 |
|---|---|
| Date | Dec 7, 2007 |
| Instrument | 742328 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Feb 1, 2005 |
| Property Address | 1401 SPRUCE ST, SANDPOINT, ID 83864-2161 |
| Document Number | 0000669447 |
| Map Reference | MB3 PG54 |
| Instrument Date | Feb 1, 2005 |
| Instrument | 669447 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 ASPEN LN, HOPE, TX 77995 |
| Investor | Possibly a Property Investor |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,262.00 (+10.99%) Homeowner's exemption | $429,073 (-6.13%) Land $208,263 Building $220,810 | $429,073 (-6.13%) Land $208,263 Building $220,810 |
| 2025 | $2,038.00 (+17.26%) Homeowner's exemption | $457,093 (+6.48%) Land $208,263 Building $248,830 | $457,093 (+6.48%) Land $208,263 Building $248,830 |
| 2023 | $1,738.00 Homeowner's exemption | $429,293 Land $208,263 Building $221,030 | $429,293 Land $208,263 Building $221,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
| Intermax Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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