1417 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 1417 Pearson St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,176 sqft · built 1925
Lot Size0.143 acres (6,229 sqft)
OwnerIndividual Name on File
Last Sale$224,900 (May 2018)
Tax Bill$5,028 (2025)
Deeds & MortgagesApr 2021 Mortgage
May 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-25-33-252-005

Property Details

APN / Parcel Number

Primary APN24-25-33-252-005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,176 sqft Living Area
1st Floor Area588 sqft
Basement Area588 sqft
Unfinished Basement588 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,229 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage Area408 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area193 sqft
Deck Area102 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1417 PEARSON ST
CityFERNDALE
StateMI
Zip48220-3167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 33 LEGGETT FARM SUB LOT 29 BLK F
Legal Range11E
Legal Township01N
Legal Section33
Legal SubdivisionLEGGETT FARM SUB
Legal BlockF
Legal Lot Number29
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1005
Census Tract173300

Owner

1417 Pearson St is owned and occupied by an individual who bought it in May 2018.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1417 PEARSON ST, FERNDALE, MI 48220-3167
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL MORTGAGE HOME LOANS LLC
May 17, 2018Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
May 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2018 · Amount on File
Deed SaleMay 17, 2018 · Amount on File
Prior SaleFeb 9, 2018 · Amount on File
Deed Document Number201882506
Deed Book / Page51820 / 151
Prior Transfer DateFeb 3, 2010
Prior Transfer Doc0000017757
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1417 PEARSON ST, FERNDALE, MI 48220-3167
Transaction TypeMortgage
Record UpdatedMay 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1417 PEARSON ST, FERNDALE, MI 48220-3167

Mortgage

Document Number0000093015
DateApr 8, 2021
Book Page56033/480
Instrument93015
Lender
NameNATIONAL MORTGAGE HOME LOANS LLC
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2036

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 17, 2018
Property Address1417 PEARSON ST, FERNDALE, MI 48220-3167
Document Number0000082506
Book / Page51820 / 00151
Map ReferenceLB 13 PG 21
Instrument DateMay 14, 2018
Instrument82506
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,935.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1417 PEARSON ST, 1417, FERNDALE, MI 48220-3167

Transferred To (Grantee/Buyer)

NameVerified Name
Address1417 PEARSON ST, FERNDALE, MI 48220-3167

Mortgage

Document Number0000082415
DateMay 17, 2018
Instrument82415
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1417 PEARSON ST, FERNDALE, MI 48220-3167
Document Number0000112078
Book / Page050749 / 000119
Instrument DateMay 25, 2017
Transaction TypeMortgage
Record UpdatedJun 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1417 PEARSON ST FERNDALE MI 482203167, FERNDALE, MI 48220-3167

Mortgage

Document Number0000112078
DateJun 8, 2017
Book Page050749/000119
Instrument112078
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 7, 2047
Interest
Rate TypeAdjustable Rate
Rate4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1417 Pearson St was $5,028 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,028.00 (-2.92%) Homeowner's exemption$128,670$257,340
2024$5,179.00
2023$116,730$233,460
2021$4,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1417 Pearson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1417 Pearson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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