1397 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 1397 Pearson St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,190 sqft · built 1925
Lot Size0.143 acres (6,229 sqft)
OwnerIndividual Name on Record
Last Sale$268,000 (Jan 2023)
Tax Bill$7,033 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-33-252-007

Property Details

APN / Parcel Number

Primary APN24-25-33-252-007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,190 sqft Living Area
1st Floor Area595 sqft
Basement Area595 sqft
Unfinished Basement595 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,229 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide

Exterior Amenities

PorchSlab
Porch Area197 sqft
Deck Area85 sqft
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1397 PEARSON ST
CityFERNDALE
StateMI
Zip48220-1605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 33 LEGGETT FARM SUB LOT 31 BLK F
Legal Range11E
Legal Township01N
Legal Section33
Legal SubdivisionLEGGETT FARM SUB
Legal BlockF
Legal Lot Number31
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1005
Census Tract173300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1397 PEARSON ST, FERNDALE, MI 48220-1605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2023Warranty Deed, Transfer · Conventional Mortgage
STAUNTON FINANCIAL INC
Mar 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2023 · Amount on Record
Deed SaleJan 6, 2023 · Amount on Record
Prior SaleOct 4, 2016 · Amount on Record
Deed Document Number20232192
Deed Book / Page58357 / 376
Record UpdatedSep 20, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 6, 2023
Property Address1397 PEARSON ST, FERNDALE, MI 48220-1605
Document Number0000002192
Book / Page58357 / 376
Map ReferenceLB 13 PG 21
Instrument DateDec 30, 2022
Instrument2192
Transaction TypeTransfer
Record UpdatedJan 24, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,010.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1397 PEARSON ST, FERNDALE, MI 48220-1605

Transferred To (Grantee/Buyer)

NameVerified Name
Address1397 PEARSON ST, FERNDALE, MI 48220-1605

Mortgage

Document Number0000002015
DateJan 5, 2023
Book Page58356/542
Instrument2015
Lender
NameSTAUNTON FINANCIAL INC
AddressSOUTHFIELD, MI 48076
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2033

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1397 PEARSON ST, FERNDALE, MI 48220-1605
Transaction TypeMortgage
Record UpdatedApr 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1397 PEARSON ST, FERNDALE, MI 48220-1605

Mortgage

Document Number0000069793
DateMar 18, 2021
Book Page55899/359
Instrument69793
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressFERNDALE, MI 48220
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,033.00 (-13.41%) Homeowner's exemption$144,660 (+6.89%)$289,320 (+6.89%)
2024$8,122.00 (+96.09%)
2023$135,330$270,660
2021$4,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Pearson St

Nearby Streets

Search Property Records by Address or Parcel Number