1417 Monroe St, Reading, PA 19601 Property Records

Berks County property record for 1417 Monroe St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1970
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$240,000 (Jan 2023)
Tax Bill	$1,967 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4397-12-96-7492`

Property Details

APN / Parcel Number

Primary APN	`4397-12-96-7492`
Alternative APNs	`19-4397-12-96-7492` `504900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft
Basement Area	468 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Neighborhood
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1417 MONROE ST
City	READING
State	PA
Zip	19601-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GLENSIDE
Legal Block	96
Legal Lot Number	26-29
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3009
Census Tract	200

Owner

Source: Berks County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 ALBERT LN, READING, PA 19607-9365
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit RBI PRIVATE LENDING LLC
Aug 9, 2023	Intrafamily Transfer, Transfer · Construction Mortgage DIAMOND CU
Jan 6, 2023	Deed, Transfer · Stand-Alone First Mortgage INTERFACE PROPERTY HOLDINGS LLC
Mar 16, 2022	Special Warranty Deed, Transfer · Stand-Alone First Mortgage SONG YE ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2023 · Amount on Record
Deed Sale	Jan 6, 2023 · Amount on Record
Prior Sale	Mar 16, 2022 · Amount on Record
Deed Document Number	2023641
Prior Transfer Date	Mar 30, 2001
Prior Transfer Doc	0000017290
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1417 MONROE ST, READING, PA 19601-1718
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	PREMIER SETTLEMENTS INC, PREMIER SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ALBERT LN, READING, PA 19607-9365

Mortgage

Document Number	0000037753
Date	Dec 3, 2025
Instrument	2025037753

Lender

Name	RBI PRIVATE LENDING LLC
Type	Mortgage Company
Address	19495 BISCAYNE BLVD STE 801, AVENTURA, FL 33180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Aug 9, 2023
Property Address	1417 MONROE ST, READING, PA 19601-1718
Document Number	0000023473
Instrument Date	Aug 7, 2023
Instrument	2023023473
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	FREEDOM SETTLEMENT GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 ALBERT LN, READING, PA 19607-9365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ALBERT LN, READING, PA 19607-9365
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023474
Date	Aug 9, 2023
Instrument	2023023474

Lender

Name	DIAMOND CU
Type	Credit Union
Address	POTTSTOWN, PA 19464

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 7, 2033

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 6, 2023
Property Address	1417 MONROE ST, READING, PA 19601-1718
Document Number	0000000641
Instrument Date	Jan 6, 2023
Instrument	2023000641
Transaction Type	Transfer
Record Updated	Jan 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ALBERT LN, READING, PA 19607-9365
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000642
Date	Jan 6, 2023
Instrument	2023000642

Lender

Name	INTERFACE PROPERTY HOLDINGS LLC
Type	Non-Lending Institution
Address	CHESTERFIELD, MO 63017

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Mar 16, 2022
Property Address	1417 MONROE ST, READING, PA 19601-1718
Document Number	0000011252
Instrument Date	Mar 7, 2022
Instrument	2022011252
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 DRIES RD, READING, PA 19605-9226

Mortgage

Document Number	0000011253
Date	Mar 16, 2022
Instrument	2022011253

Lender

Name	SONG YE ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,967.00 (+6.61%)	$69,700 (-) Land $16,600 Building $53,100	$16,600 (-76.18%) Land $16,600
2024	$1,845.00 (-39.45%)	$69,700 (-) Land $16,600 Building $53,100
2023	$3,047.00 Homeowner's exemption	$69,700 Land $16,600 Building $53,100
1994			$69,700 Land $16,600 Building $53,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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