1412 Monroe St, Reading, PA 19601 Property Records

Berks County property record for 1412 Monroe St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,254 sqft · built 2004
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Jul 2004)
Tax Bill	$1,518 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`4397-12-96-6286`

Property Details

APN / Parcel Number

Primary APN	`4397-12-96-6286`
Alternative APNs	`19-4397-12-96-6286` `19504875` `504875`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,254 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
View / Lot	Neighborhood
Porch	Stoop
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	19504875
Street Address	1412 MONROE ST
City	READING
State	PA
Zip	19601-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GLENSIDE
Legal Block	96
Legal Lot Number	2
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3009
Census Tract	200

Owner

1412 Monroe St is owned and occupied by two individuals who acquired it in April 2019.

Source: Berks County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1412 MONROE ST, READING, PA 19601-1719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit RIVERFRONT FEDERAL CREDIT UNION
Apr 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2004 · Amount on File
Deed Sale	Jul 13, 2004 · Amount on File
Deed Document Number	200455657
Deed Book / Page	4105 / 1586
Last Transfer Date	Apr 1, 2019
Transfer Doc	0000009989
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jul 13, 2026
Property Address	1412 MONROE ST, READING, PA 19601-1719
Document Number	0000022529
Instrument Date	Jul 7, 2026
Instrument	202622529
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 MONROE ST, READING, PA 19601-1719

Mortgage

Document Number	0000022529,
Date	Jul 13, 2026
Instrument	202622529

Lender

Name	RIVERFRONT FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 25, 2046

Interest

Rate	6.52%
Max Rate	-1%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Apr 3, 2019
Property Address	1412 MONROE ST, READING, PA 19601-1719
Document Number	0000009989
Instrument Date	Apr 1, 2019
Instrument	9989
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1412 MONROE ST READING PA 196011719, READING, PA 19601-1719

Tax Assessment & Valuation

The 2026 property tax bill for 1412 Monroe St was $1,518 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,518.00 Homeowner's exemption	$53,800 Land $16,000 Building $37,800	$16,000 Land $16,000
2024	$1,424.00	$53,800 Land $16,000 Building $37,800
1994			$53,800 Land $16,000 Building $37,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1412 Monroe St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1412 Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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