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1417 Clay St, Franklin, VA 23851 Property Records

Franklin City property record for 1417 Clay St, Franklin, VA 23851 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,921 sqft · built 1916
Lot Size0.896 acres (39,030 sqft)
OwnerIndividual Name on File
Last Sale$248,500 (Sep 2021)
Tax Bill$2,427 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Oct 2020 Sale & Mortgage
APN087 020 3

Property Details

APN / Parcel Number

Primary APN087 020 3
Alternative APN
  • 900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,921 sqft Living Area
Gross Area2,187 sqft
1st Floor Area1,921 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1959
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area39,030 sqft (0.896 acres)
TerrainWooded
PorchPatio
Porch Area266 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number900
Street Address1417 CLAY ST
CityFRANKLIN
StateVA
Zip23851-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 CLAY STREET 087-(020)-3
Legal Lot Number3
JurisdictionFRANKLIN CITY VA
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1033
Census Tract90100

Owner

Source: Franklin City records · APN 087 020 3

Assessment roll updated April 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1417 CLAY ST, FRANKLIN, VA 23851-2703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2021Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Oct 30, 2020Warranty Deed, Transfer
PARTY III

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 13, 2021 · Amount on Record
Deed SaleSep 13, 2021 · Amount on Record
Prior SaleOct 30, 2020 · Amount on Record
Deed Document Number20212733
Last Transfer DateJan 18, 2025
Transfer Doc0000000270
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN CITY VA
Recording DateSep 13, 2021
Property Address1417 CLAY ST, FRANKLIN, VA 23851-2703
Document Number210002733
Instrument DateSep 07, 2021
Instrument210002733
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1417 CLAY ST, FRANKLIN, VA 23851-2703

Mortgage

Document Number210002734
DateSep 13, 2021
Instrument210002734
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051
Interest
Rate TypeFixed Rate

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN CITY VA
Recording DateOct 30, 2020
Property Address1417 CLAY ST, FRANKLIN, VA 23851-2703
Document Number0200002684
Instrument DateOct 29, 2020
Instrument200002684
Transaction TypeTransfer
Record UpdatedDec 28, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30112 NOTTOWAY LN, FRANKLIN, VA 23851-4713

Mortgage

Document Number0200002685
DateOct 30, 2020
Instrument200002685
Lender
NamePARTY III
TypePrivate Party
Agreement
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin City records · Assessment roll updated April 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityFranklin City
Unified School DistrictFranklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,427.00 (+95.41%)$235,700 (+28.31%) Land $60,000 Building $175,700$235,700 (+28.31%) Land $60,000 Building $175,700
2023$183,700 Land $53,900 Building $129,800$183,700 Land $53,900 Building $129,800
2019$1,242.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 516200901001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 33 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims39 (1980–2024)
Claims Outside the SFHA11 of 39
Most Recent ClaimSep 2024, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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