1413 Clay St, Franklin, VA 23851 Property Records

Franklin City property record for 1413 Clay St, Franklin, VA 23851 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,532 sqft · built 1950
Lot Size	1.03 acres (45,215 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Feb 2022)
Tax Bill	$4,014 (2025)
Deeds & Mortgages	Apr 2023 Transfer Feb 2022 Sale & Mortgage
APN	`087 020 2`

Property Details

APN / Parcel Number

Primary APN	`087 020 2`
Alternative APN	`1317`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,532 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	2,532 sqft
Attic	Attic
Attic Area	160 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,215 sqft (1.03 acres)
Lot Dimensions	345 ft deep x 131 ft wide
Terrain	Wooded
Garage Area	160 sqft
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1317
Street Address	1413 CLAY ST
City	FRANKLIN
State	VA
Zip	23851-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 G W WADE LAND CLAY ST 087-(020)-2
Legal Subdivision	G W WADE HOME PLACE
Legal Lot Number	2
Jurisdiction	FRANKLIN CITY VA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1033
Census Tract	90100

Owner

Source: Franklin City records · APN 087 020 2

Assessment roll updated April 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 33, FRANKLIN, VA 23851-0033
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Transfer on Death Deed, Transfer
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage BRONCO FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Mar 14, 2007 · Amount on Record
Deed Document Number	2022568
Last Transfer Date	Apr 24, 2023
Transfer Doc	0000000853
Record Updated	Jun 08, 2026

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN CITY VA
Recording Date	Apr 24, 2023
Property Address	1413 CLAY ST, FRANKLIN, VA 23851-2703
Document Number	0230000853
Instrument Date	Apr 24, 2023
Instrument	230000853
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 CLAY ST, FRANKLIN, VA 23851-2703

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY VA
Recording Date	Feb 28, 2022
Property Address	1413 CLAY ST, FRANKLIN, VA 23851-2703
Document Number	0220000568
Instrument Date	Feb 24, 2022
Instrument	220000568
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 CLAY ST, FRANKLIN, VA 23851-2703

Mortgage

Document Number	0220000569
Date	Feb 28, 2022
Instrument	220000569

Lender

Name	BRONCO FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin City records · Assessment roll updated April 23, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Franklin City
Unified School District	Franklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,014.00 (+149.78%)	$389,800 (+15.94%) Land $60,000 Building $329,800	$389,800 (+15.94%) Land $60,000 Building $329,800
2023		$336,200 Land $67,800 Building $268,400	$336,200 Land $67,800 Building $268,400
2019	$1,607.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 516200901001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 33 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	39 (1980–2024)
Claims Outside the SFHA	11 of 39
Most Recent Claim	Sep 2024, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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