St. Clair County property record for 1417 Adams St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,075 sqft · built 1944 |
| Lot Size | 0.895 acres (38,986 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Oct 2023) |
| Tax Bill | $7,881 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-053-0212-000 |
| Primary APN | 74-07-053-0212-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,075 sqft Living Area |
| 1st Floor Area | 2,075 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Lot Area | 38,986 sqft (0.895 acres) |
| Lot Dimensions | 300 ft deep x 130 ft wide |
| Garage Area | 1,328 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 1417 ADAMS ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4877 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 LOW DE |
| Legal Description | E130' OF W 195' OF 5 A LOT 80 MAP OF PC 304 & 305 |
| Legal Subdivision | PINE RIVER |
| Legal Lot Number | 80 |
| Legal Unit | 80 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 642000 |
1417 Adams St is owned and occupied by an individual who bought it in October 2023.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1417 ADAMS ST, SAINT CLAIR, MI 48079-4877 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING |
| Oct 12, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 AT SUBURBAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on File |
| Deed Sale | Oct 12, 2023 · Amount on File |
| Deed Document Number | 202318139 |
| Deed Book / Page | 5661 / 817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 20, 2026 |
| Property Address | 1417 ADAMS ST, SAINT CLAIR, MI 48079-4877 |
| Document Number | 0000014706 |
| Book / Page | 5945 / 910 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202614706 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1417 ADAMS ST, SAINT CLAIR, MI 48079-4877 |
| Document Number | 0000014706, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 5945/910 |
| Instrument | 202614706 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 12, 2023 |
| Property Address | 1417 ADAMS ST, SAINT CLAIR, MI 48079-4877 |
| Document Number | 0005661817 |
| Book / Page | 5661 / 817 |
| Map Reference | LB D PG 36 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023018139 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1417 ADAMS ST, SAINT CLAIR, MI 48079-4877 |
| Name | Verified Name |
|---|---|
| Address | 26447 ROAN AVE, WARREN, MI 48089-1235 |
| Document Number | 0005659644 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 5659/644 |
| Instrument | 2023017583 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1417 ADAMS ST, SAINT CLAIR, MI 48079-4877 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048280206 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 4828/206 |
| Instrument | 2017012362 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1417 ADAMS ST, SAINT CLAIR, MI 48079-4877 |
| Document Number | 0052000776 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 1417 ADAMS ST ST CLAIR MI 480794877, ST CLAIR, MI 48079-4877 |
| Document Number | 0052000776 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 005200/000776 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 16, 2040 |
The 2025 property tax bill for 1417 Adams St was $7,881 with a homeowner's exemption, up 3.6% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,400 (-0.14%) | $420,800 | |
| 2025 | $7,881.00 (+3.64%) Homeowner's exemption | $210,700 | |
| 2024 | $7,604.00 | $421,400 | |
| 2023 | $157,000 | ||
| 2022 | $3,258.00 | $314,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1417 Adams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1417 Adams St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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