St. Clair County property record for 1410 Adams St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,056 sqft · built 1975 |
| Lot Size | 0.854 acres (37,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,000 (Jan 2021) |
| Tax Bill | $3,667 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2021 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 74-07-053-0210-000 |
| Primary APN | 74-07-053-0210-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,056 sqft Living Area |
| 1st Floor Area | 1,096 sqft |
| Basement Area | 840 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 37,200 sqft (0.854 acres) |
| Lot Dimensions | 310 ft deep x 120 ft wide |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1410 ADAMS ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 LOW DE |
| Legal Description | E119.91' OF W 239.82' OF LOT 73 MEAS ALG RD MAP OF PC 304 & 305 |
| Legal Subdivision | TUNNEL DEPOT |
| Legal Lot Number | 73 |
| Legal Unit | 73 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 642000 |
1410 Adams St is owned and occupied by an individual who bought it in January 2021.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1410 ADAMS ST, SAINT CLAIR, MI 48079-4876 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU |
| Jan 4, 2021 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2021 · Amount on File |
| Deed Sale | Jan 21, 2021 · Amount on File |
| Prior Sale | Apr 19, 2011 · Amount on File |
| Deed Document Number | 20211872 |
| Deed Book / Page | 5305 / 456 |
| Prior Transfer Date | Dec 23, 2020 |
| Prior Transfer Doc | 0053050456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1410 ADAMS ST, SAINT CLAIR, MI 48079-4876 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1410 ADAMS ST ST CLAIR, MICHIGAMME, MI 48079 |
| Document Number | 0005297351 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 5297/351 |
| Instrument | 2021000241 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1410 ADAMS ST, SAINT CLAIR, MI 48079-4876 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1410 ADAMS ST ST CLAIR, SAINT CLAIR, MI 48079-4876 |
| Document Number | 0005297367 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 5297/367 |
| Instrument | 2021000242 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Dec 23, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1410 Adams St was $3,667 with a homeowner's exemption, up 4% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,100 (-) | $380,200 | |
| 2025 | $3,667.00 (+4.03%) Homeowner's exemption | $190,100 | |
| 2024 | $3,525.00 | $380,200 | |
| 2023 | $148,000 | ||
| 2022 | $3,262.00 | $296,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1410 Adams St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1410 Adams St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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