14165 Lancaster Ln, Plato, MO 65552 Property Records

Texas County property record for 14165 Lancaster Ln, Plato, MO 65552

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,504 sqft · built 2008
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,224 (Feb 2025)
Tax Bill	$938 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2020 Mortgage
APN	`4-5-16-9.29`

Property Details

APN / Parcel Number

Primary APN	`4-5-16-9.29`
Alternative APN	`04-0.5-16-000-000-009.29`

Interior

Bedrooms	4 Beds
Stories	1 Story
Building Area	1,504 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other

Location & Zoning

Street Address	14165 LANCASTER LN
City	PLATO
State	MO
Zip	65552-7801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 TAYLOR ESTATES
Legal Range	11
Legal Township	33
Legal Section	16
Legal Subdivision	TAYLOR ESTATES
Legal Lot Number	22
Jurisdiction	TEXAS MO
Township / Civil Division	ROUBIDOUX
Census Block Group	3
Census Block	3043
Census Tract	480101

Owner

Source: Texas County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14165 LANCASTER LN, PLATO, MO 65552-7801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGEONE INC
Oct 15, 2020	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2025 · Amount on Record
Deed Sale	Feb 10, 2025 · Amount on Record
Prior Sale	Oct 15, 2020 · Amount on Record
Deed Document Number	2025430
Deed Book / Page	2025 / 430
Prior Transfer Date	Dec 28, 2009
Prior Transfer Doc	903/683
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	14165 LANCASTER LN, PLATO, MO 65552-7801
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14165 LANCASTER LN, PLATO, MO 65552-7801

Mortgage

Document Number	02025/3541
Date	Nov 4, 2025
Book Page	2025/3541
Instrument	202503541

Lender

Name	MORTGAGEONE INC
Type	Mortgage Company
Address	CARLSBAD, CA 92010

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TEXAS MO
Recording Date	Oct 15, 2020
Property Address	14165 LANCASTER LN, PLATO, MO 65552-7801
Document Number	2020/3334
Book / Page	2020 / 3334
Map Reference	MB 4 PG 82
Instrument Date	Oct 5, 2020
Instrument	202003334
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14165 LANCASTER LN, PLATO, MO 65552-7801

Mortgage

Document Number	202003335
Date	Oct 15, 2020
Instrument	202003335

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Texas County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Texas County
County Subdivision	Roubidoux Township
Unified School District	Plato R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$938.00 (-0.95%)	$25,860 (-)	$136,100 (-) Land $18,000 Building $118,100
2024	$947.00
2023		$25,860	$136,100 Land $18,000 Building $118,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXAS COUNTY PWSD 1 serves 3,335 people · EPA ID MO4024606
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Splash Wireless Internet Fixed Wireless	200 / 25
Wave Internet Technologies Fixed Wireless	100 / 100
Brightspeed DSL	80 / 10

May also be available: T-Mobile.

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