14160 Lancaster Ln, Plato, MO 65552 Property Records

Texas County property record for 14160 Lancaster Ln, Plato, MO 65552

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,344 sqft · built 2008
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$235,200 (Aug 2024)
Tax Bill	$1,122 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2020 Mortgage
APN	`4-5-16-9.18`

Property Details

APN / Parcel Number

Primary APN	`4-5-16-9.18`
Alternative APN	`04-0.5-16-000-000-009.18`

Interior

Bedrooms	3 Beds
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,344 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other

Location & Zoning

Street Address	14160 LANCASTER LN
City	PLATO
State	MO
Zip	65552-7801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 OF TAYLOR ESTATES
Legal Range	11
Legal Township	33
Legal Section	16
Legal Subdivision	TAYLOR ESTATES
Legal Lot Number	19
Jurisdiction	TEXAS MO
Township / Civil Division	ROUBIDOUX
Census Block Group	3
Census Block	3041
Census Tract	480101

Owner

14160 Lancaster Ln is owned and occupied by two individuals who bought it in August 2024.

Source: Texas County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14160 LANCASTER LN, PLATO, MO 65552-7801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 24, 2020	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2024 · Amount on File
Deed Sale	Aug 21, 2024 · Amount on File
Prior Sale	Jul 24, 2020 · Amount on File
Deed Document Number	20242586
Deed Book / Page	2024 / 2586
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	14160 LANCASTER LN, PLATO, MO 65552-7801
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14160 LANCASTER LN, PLATO, MO 65552-7801

Mortgage

Document Number	002026/874
Date	Mar 18, 2026
Book Page	2026/874
Instrument	202600874

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TEXAS MO
Recording Date	Jul 24, 2020
Property Address	14160 LANCASTER LN, PLATO, MO 65552-7801
Document Number	2020/2206
Book / Page	2020 / 2206
Map Reference	MB 4 PG 82
Instrument Date	Jul 14, 2020
Instrument	202002206
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14160 LANCASTER LN, PLATO, MO 65552-7801

Mortgage

Document Number	202002207
Date	Jul 24, 2020
Instrument	202002207

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14160 Lancaster Ln was $1,122, down 1% from the year before.

Source: Texas County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Texas County
County Subdivision	Roubidoux Township
Unified School District	Plato R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,122.00 (-0.97%)	$30,910	$162,670 Land $18,000 Building $144,670
2024	$1,133.00
2023		$30,910	$162,670 Land $18,000 Building $144,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 14160 Lancaster Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14160 Lancaster Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXAS COUNTY PWSD 1 serves 3,335 people · EPA ID MO4024606
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Splash Wireless Internet Fixed Wireless	200 / 25
Wave Internet Technologies Fixed Wireless	100 / 100
Brightspeed DSL	80 / 10

May also be available: T-Mobile.

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