14162 Rd 3, Pandora, OH 45877 Property Records

Putnam County property record for 14162 Rd 3, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,048 sqft · built 1939
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Nov 2017)
Tax Bill	$1,772 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-011200.0200`

Property Details

APN / Parcel Number

Primary APN	`48-011200.0200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,048 sqft Living Area
1st Floor Area	1,088 sqft
Upper Floors Area	960 sqft
Attic	Attic
Attic Area	960 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	29,185 sqft (0.67 acres)
Garage Area	896 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Shed	1 Shed
Shed Area	144 sqft
Stable	896 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	14162 ROAD 3
City	PANDORA
State	OH
Zip	45877-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 8E 10 PAR B EMDPT N NE
Legal Range	8E
Legal Township	1S
Legal Section	10
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2032
Census Tract	30400

Owner

14162 Rd 3 is owned and occupied by two individuals who bought it in November 2017.

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14162 ROAD 3, PANDORA, OH 45877-9726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2019	Deed of Trust, Mortgage · Line of Credit AG CREDIT AGRICULTURAL CREDIT ASSN
Nov 15, 2017	Joint Tenancy Deed, Transfer · Commercial Mortgage THE FIRST NATIONAL BANK OF PANDORA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2017 · Amount on File
Deed Sale	Nov 15, 2017 · Amount on File
Deed Document Number	20174912
Deed Book / Page	694 / 635
Prior Transfer Date	Nov 14, 2017
Prior Transfer Doc	00694/0635
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	14162 ROAD 3, PANDORA, OH 45877-9726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	706/1620
Date	Jan 30, 2019
Book Page	706/1620
Instrument	201900000337

Lender

Name	AG CREDIT AGRICULTURAL CREDIT ASSN
Type	Lending Institution
Address	FOSTORIA, OH 44830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	293 Months
Due	Jun 1, 2043

November 2017: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	PUTNAM OH
Recording Date	Nov 15, 2017
Property Address	14162 ROAD 3, PANDORA, OH 45877-9726
Document Number	00694/0635
Book / Page	694 / 0635
Instrument Date	Nov 14, 2017
Instrument	201700004912
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3625 ROAD N, PANDORA, OH 45877-9467

Mortgage

Document Number	201700004913
Date	Nov 15, 2017
Instrument	201700004913

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14162 Rd 3 was $1,772 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,772.00 Homeowner's exemption	$60,230 Land $6,030 Building $54,200	$172,090 Land $17,230 Building $154,860
2023	$1,714.00 (+10.58%) Homeowner's exemption Additional exemption filed	$41,560 (-) Land $4,760 Building $36,800	$172,090 Land $17,230 Building $154,860
2022	$1,550.00	$41,560 Land $4,760 Building $36,800
2020			$118,740 Land $13,600 Building $105,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14162 Rd 3 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14162 Rd 3 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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