13915 Rd 3, Pandora, OH 45877 Property Records

Putnam County property record for 13915 Rd 3, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,137 sqft
Lot Size	4.67 acres (203,425 sqft)
Owner	Individual Name on File
Tax Bill	$2,139 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2022 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`48-002100.0100`

Property Details

APN / Parcel Number

Primary APN	`48-002100.0100`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,137 sqft Living Area
1st Floor Area	1,865 sqft
Upper Floors Area	544 sqft
Basement Area	677 sqft
Unfinished Basement	677 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Wood
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	203,425 sqft (4.67 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Lean-To	400 sqft
Pole Barn	1,836 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	13915 ROAD 3
City	PANDORA
State	OH
Zip	45877-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 8E 02 WPT S SW
Legal Range	8E
Legal Township	1S
Legal Section	02
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2003
Census Tract	30400

Owner

13915 Rd 3 is owned and occupied by an individual who acquired it in September 2005.

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	13915 ROAD 3, PANDORA, OH 45877-9728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · Line of Credit THE FORT JENNINGS STATE BANK
Dec 7, 2022	Deed of Trust, Mortgage · Closed-End Mortgage THE FORT JENNINGS STATE BANK
May 3, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 28, 2019	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2005
Deed Sale	Sep 19, 2005
Prior Sale	Jul 3, 2004 · Amount on File
Deed Document Number	20054992
Deed Book / Page	560 / 2221
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	13915 ROAD 3, PANDORA, OH 45877-9728
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13915 ROAD 3, PANDORA, OH 45877-9728

Mortgage

Document Number	00757/2397
Date	Jul 12, 2023
Book Page	757/2397
Instrument	202300002483

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 7, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	13915 ROAD 3, PANDORA, OH 45877-9728
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13915 ROAD 3, PANDORA, OH 45877-9728

Mortgage

Document Number	000752/871
Date	Dec 7, 2022
Book Page	752/871
Instrument	202200005250

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2052

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM OH
Recording Date	May 3, 2022
Property Address	13915 ROAD 3, PANDORA, OH 45877-9728
Document Number	00745/2379
Book / Page	745 / 2379
Instrument Date	Apr 26, 2022
Instrument	202200001973
Transaction Type	Transfer
Record Updated	May 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13915 ROAD 3, PANDORA, OH 45877-9728

October 2019: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	PUTNAM OH
Recording Date	Oct 28, 2019
Property Address	13915 ROAD 3, PANDORA, OH 45877-9728
Document Number	00714/0751
Book / Page	714 / 0751
Instrument Date	Oct 8, 2010
Instrument	201900004349
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13915 ROAD 3, PANDORA, OH 45877-9728

Tax Assessment & Valuation

The 2025 property tax bill for 13915 Rd 3 was $2,139 with exemptions applied, up 2.6% from the year before.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,139.00 (+2.64%) Homeowner's exemption	$82,640 (-) Land $13,140 Building $69,500	$236,110 Land $37,540 Building $198,570
2024	$2,084.00 (-0.81%) Homeowner's exemption	$82,640 (+34.4%) Land $13,140 Building $69,500
2023	$2,101.00 (+6.54%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$61,490 (-) Land $9,610 Building $51,880	$236,110 Land $37,540 Building $198,570
2022	$1,972.00 Homeowner's exemption	$61,490 Land $9,610 Building $51,880
2020			$175,690 Land $27,460 Building $148,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13915 Rd 3 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13915 Rd 3 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 3

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