1416 Scott St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1416 Scott St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,013 sqft · built 1940
Lot Size	0.127 acres (5,550 sqft)
Owner	Individual Name on File
Last Sale	$901,000 (Jun 2018)
Tax Bill	$14,016 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`502-320-011-5`

Property Details

APN / Parcel Number

Primary APN	`502-320-011-5`
Alternative APN	`502-320-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,013 sqft Living Area
1st Floor Area	1,013 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1955
Lot Area	5,550 sqft (0.127 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1416 SCOTT ST
City	EL CERRITO
State	CA
Zip	94530-2253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH BERKELEY TERR POR LOTS 9,10 & 11 BLK 3
Legal Subdivision	NORTH BERKELEY TERRACE
Legal Block	3
Legal Lot Number	9
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	387000

Owner

1416 Scott St is owned and occupied by an individual who bought it in June 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1416 SCOTT ST, EL CERRITO, CA 94530-2253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Jun 12, 2018	Grant Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2018 · Amount on File
Deed Sale	Jun 12, 2018 · Amount on File
Prior Sale	Aug 10, 2010 · Amount on File
Deed Document Number	201893233
Prior Transfer Date	Jan 22, 2015
Prior Transfer Doc	0000051836
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 1, 2020
Property Address	1416 SCOTT ST, EL CERRITO, CA 94530-2253
Document Number	0000190509
Instrument Date	Aug 24, 2020
Instrument	190509
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,018.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 SCOTT ST EL CERRITO CA 945302253, EL CERRITO, CA 94530-2253

Mortgage

Document Number	190510
Date	Sep 1, 2020
Instrument	190510

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	DANVILLE, CA 94526

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 12, 2018
Property Address	1416 SCOTT ST, EL CERRITO, CA 94530-2253
Document Number	0000093233
Map Reference	VOL 1 PG 26
Instrument Date	Jun 1, 2018
Instrument	2018-093233
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE COMPANY B

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1416 SCOTT ST, EL CERRITO, CA 94530-2253

Mortgage

Document Number	0000093234
Date	Jun 12, 2018
Instrument	2018-093234

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1416 Scott St was $14,016 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,021,272 (+2%) Land $861,181 Building $160,091
2025	$14,016.00 Homeowner's exemption	$1,001,248 Land $844,296 Building $156,952
2023	$13,432.00 (+1.43%) Homeowner's exemption	$962,370 Land $811,512 Building $150,858
2022	$13,243.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1416 Scott St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1416 Scott St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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