1400 Scott St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1400 Scott St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,153 sqft · built 1946
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Feb 2007)
Tax Bill	$10,620 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`502-320-009-9`

Property Details

APN / Parcel Number

Primary APN	`502-320-009-9`
Alternative APN	`502-320-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,153 sqft Living Area
1st Floor Area	1,153 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1949
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1400 SCOTT ST
City	EL CERRITO
State	CA
Zip	94530-2253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH BERK TERR POR LOTS 15,16,17 & 18 BLK 3
Legal Subdivision	NORTH BERKELEY TERRACE
Legal Block	3
Legal Lot Number	15
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	387000

Owner

1400 Scott St is owned and occupied by an individual who bought it in February 2007.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1400 SCOTT ST, EL CERRITO, CA 94530-2253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2007 · Amount on File
Deed Sale	Feb 27, 2007 · Amount on File
Prior Sale	Sep 17, 2004 · Amount on File
Deed Document Number	200757416
Prior Transfer Date	Mar 8, 1996
Prior Transfer Doc	0000074934
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1400 SCOTT ST, EL CERRITO, CA 94530-2253
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000143659
Date	Sep 7, 2018
Instrument	2018-143659

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1400 SCOTT ST, EL CERRITO, CA 94530-2253
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 SCOTT ST, EL CERRITO, CA 94530-2253

Mortgage

Document Number	0000256974
Date	Oct 30, 2020
Instrument	2020-256974

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1400 Scott St was $10,620.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$751,601 (+2%) Land $546,487 Building $205,114
2025	$10,620.00	$736,865 Land $535,772 Building $201,093
2023	$10,191.00 (+1.48%)	$708,253 Land $514,968 Building $193,285
2022	$10,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1400 Scott St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1400 Scott St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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