1416 Old Mountain Rd S, Joppa, MD 21085 Property Records

Harford County property record for 1416 Old Mountain Rd S, Joppa, MD 21085

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 1,600 sqft · built 1945
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Mar 2024)
Tax Bill	$2,346 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-018515`

Property Details

APN / Parcel Number

Primary APN	`01-018515`
Alternative APNs	`1018515` `018515`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,600 sqft Total Area
Utility Area	108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	018515
Street Address	1416 OLD MOUNTAIN RD S
City	JOPPA
State	MD
Zip	21085-3104
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	CI
Legal Description	LOT 11 5OX15O 1416 OLD MOUNTAIN RD SO LD H C HOLTER P 3/24
Legal Subdivision	LAND OF HENRY C HOLTER
Legal Lot Number	11
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2002
Census Tract	301301

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1416 OLD MOUNTAIN RD S, JOPPA, MD 21085-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Deed, Transfer · Conventional Mortgage ABERDEEN PROVING GROUND FCU
Nov 1, 2023	Deed, Transfer · Stand-Alone First Mortgage RPIP LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2024 · Amount on Record
Deed Sale	Mar 29, 2024 · Amount on Record
Prior Sale	Nov 1, 2023 · Amount on Record
Deed Book / Page	16216 / 131
Prior Transfer Date	Jun 10, 2016
Prior Transfer Doc	0118600012
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 29, 2024
Property Address	1416 OLD MOUNTAIN RD S, JOPPA, MD 21085-3104
Document Number	0162160131
Book / Page	16216 / 131
Map Reference	MB SWC 3 FO 24
Instrument Date	Mar 27, 2024
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1416 OLD MOUNTAIN RD S, JOPPA, MD 21085-3104

Mortgage

Document Number	0162160138
Date	Mar 29, 2024
Instrument	16216-0138

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 1, 2023
Property Address	1416 OLD MOUNTAIN RD S, JOPPA, MD 21085-3104
Document Number	0160810094
Book / Page	16081 / 94
Map Reference	MB SWC 3 FO 24
Instrument Date	Sep 14, 2023
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	RE TITLE SERVICES LLC, REXTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 N UNION AVE, HAVRE DE GRACE, MD 21078-2907
Investor	Possibly a Property Investor

Mortgage

Document Number	0160810098
Date	Nov 1, 2023
Instrument	16081-0098

Lender

Name	RPIP LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,346.00 (+16.89%) Homeowner's exemption	$215,300 (+7.78%) Land $81,000 Building $134,300	$215,300 (-) Land $81,000 Building $134,300
2025	$2,007.00 (+34.25%) Homeowner's exemption	$199,767 (+18.42%)	$215,300 (+27.62%) Land $81,000 Building $134,300
2023		$168,700 Land $81,000 Building $87,700	$168,700 Land $81,000 Building $87,700
2022	$1,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1978–2022)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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