1413 Old Mountain Rd S, Joppa, MD 21085 Property Records

Harford County property record for 1413 Old Mountain Rd S, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1962
Lot Size	0.56 acres (24,393 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Dec 2023)
Tax Bill	$2,268 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2019 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-043471`

Property Details

APN / Parcel Number

Primary APN	`01-043471`
Alternative APNs	`1043471` `043471`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Total Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	24,393 sqft (0.56 acres)
Porch	Porch
Porch Area	135 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	043471
Street Address	1413 OLD MOUNTAIN RD S
City	JOPPA
State	MD
Zip	21085-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 0.56 AC 1413 OLD MOUNTAIN RD S N E OF JOPPA
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2003
Census Tract	301301

Owner

1413 Old Mountain Rd S is owned and occupied by an individual who bought it in December 2023.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1413 OLD MOUNTAIN RD S, JOPPA, MD 21085-3103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Special Warranty Deed, Transfer · Stand-Alone First Mortgage DONALD GURNEY ETAL
Mar 19, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Dec 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2023 · Amount on File
Deed Sale	Dec 6, 2023 · Amount on File
Prior Sale	Mar 19, 2019 · Amount on File
Deed Book / Page	16112 / 1
Record Updated	Oct 29, 2026

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 6, 2023
Property Address	1413 OLD MOUNTAIN RD S, JOPPA, MD 21085-3103
Document Number	0161120001
Book / Page	16112 / 1
Map Reference	LB GRB 40 FO 559
Instrument Date	Nov 29, 2023
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	INSIGHT TITLE COMPANY LLC, INSIGHT TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1413 OLD MOUNTAIN RD S, JOPPA, MD 21085-3103

Mortgage

Document Number	0161120008
Date	Dec 6, 2023
Instrument	16112-0008

Lender

Name	DONALD GURNEY ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2038

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 19, 2019
Property Address	1413 OLD MOUNTAIN RD S, JOPPA, MD 21085-3103
Document Number	0131920282
Book / Page	013192 / 000282
Instrument Date	Dec 6, 2018
Transaction Type	Foreclosure
Record Updated	Mar 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$152.70
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 18, 2018
Property Address	1413 OLD MOUNTAIN RD S, JOPPA, MD 21085-3103
Document Number	0130950090
Book / Page	013095 / 000090
Instrument Date	Nov 27, 2018
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 OLD MOUNTAIN RD S JOPPA MD 210853103, JOPPA, MD 21085-3103

Tax Assessment & Valuation

The 2026 property tax bill for 1413 Old Mountain Rd S was $2,268, up 11.7% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,268.00 (+11.72%)	$208,100 Land $81,400 Building $126,700	$208,100 Land $81,400 Building $126,700
2025	$2,030.00
2023		$175,400 Land $81,400 Building $94,000	$175,400 Land $81,400 Building $94,000
2022	$1,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1413 Old Mountain Rd S in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1978–2022)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1413 Old Mountain Rd S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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