1416 Frederick Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 1416 Frederick Ln, O Fallon, IL 62269

Property Summary

Property Type	Rural Home
Lot Size	5.86 acres (255,262 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,500 (Nov 2016)
Tax Bill	$16,784 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Jul 2021 Mortgage + 4 more
APN	`03-14-0-200-036`

Property Details

APN / Parcel Number

Primary APN	`03-14-0-200-036`

Exterior

Lot Area	255,262 sqft (5.86 acres)

Location & Zoning

Street Address	1416 FREDERICK LN
City	O FALLON
State	IL
Zip	62269-6421
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	CASEYVILLE TWP SEC 14 PT TRACT 9 DOC A02517699 AND CASEYVILLE TWP SEC 11, PT TIN
Legal Subdivision	CASEYVILLE TWP SEC 14
Legal Tract	9
Legal Block	200
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3026
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1416 FREDERICK LN, O FALLON, IL 62269-6421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 26, 2019	Deed of Trust, Mortgage US BK
Feb 13, 2019	Trustee's Deed, Construction Loan · Line of Credit BANK OF O'FALLON
May 29, 2018	Trustee's Deed, Construction Loan · Line of Credit BANK OF O'FALLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2016 · Amount on Record
Deed Sale	Nov 18, 2016 · Amount on Record
Deed Document Number	20162517699
Prior Transfer Date	Nov 17, 2016
Prior Transfer Doc	00A2517699
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1416 FREDERICK LN, O FALLON, IL 62269-6421
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 FREDERICK LN, O FALLON, IL 62269-6421

Mortgage

Document Number	0A02833449
Date	Dec 6, 2024
Instrument	A02833449

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1416 FREDERICK LN, O FALLON, IL 62269-6421
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FATIC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02707719
Date	Jul 14, 2021
Instrument	A02707719

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1416 FREDERICK LN, O FALLON, IL 62269-6421
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	FATIC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02707719
Date	Jul 14, 2021
Instrument	A02707719

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1416 FREDERICK LN, O FALLON, IL 62269-6421
Document Number	00A2621327
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1416 FREDERICK LN O FALLON IL 622696421, O FALLON, IL 62269-6421

Mortgage

Document Number	00A2621327
Date	Aug 2, 2019
Instrument	2621327

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate	4%

February 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 13, 2019
Property Address	1416 FREDERICK LN, O FALLON, IL 62269-6421
Instrument Date	Feb 5, 2019
Instrument	2604098
Transaction Type	Construction Loan
Record Updated	Mar 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6808 WELLINGTON VALLEY CT FAIRVIEW HEIGHTS IL 622082068, FAIRVIEW HEIGHTS, IL 62208-2068

Mortgage

Document Number	00A2604098
Date	Feb 13, 2019
Instrument	2604098

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	OFALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 12, 2020

Interest

Rate Type	Adjustable Rate
Rate	4.5%

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 29, 2018
Property Address	1416 FREDERICK LN, O FALLON, IL 62269-6421
Instrument Date	May 21, 2018
Instrument	2577500
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6808 WELLINGTON VALLEY CT FAIRVIEW HEIGHTS IL 622082068, FAIRVIEW HEIGHTS, IL 62208-2068

Mortgage

Document Number	00A2577500
Date	May 29, 2018
Instrument	2577500

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 28, 2019

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,784.00 (+9.74%) Homeowner's exemption	$257,786 (+10.11%) Land $69,588 Building $188,198	$773,358 (+10.11%) Land $208,764 Building $564,594
2024	$15,295.00	$234,117 (+18.57%) Land $63,199 Building $170,918	$702,351 (+18.57%) Land $189,597 Building $512,754
2022		$197,446 Land $54,480 Building $142,966	$592,338 Land $163,440 Building $428,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Wisper ISP.

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