1405 Frederick Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 1405 Frederick Ln, O Fallon, IL 62269

Property Summary

Property TypeRural Home
Lot Size5.72 acres (249,163 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Apr 2017)
Tax Bill$24,630 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Oct 2021 Mortgage
+ 2 more
APN03-11-0-400-025

Property Details

APN / Parcel Number

Primary APN03-11-0-400-025

Exterior

Effective Year BuiltEffective 2018
Lot Area249,163 sqft (5.72 acres)

Location & Zoning

Street Address1405 FREDERICK LN
CityO FALLON
StateIL
Zip62269-6418
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionCASEYVILLE TWP SEC 11 PT LT 14 SE IN A02534881
Legal SubdivisionCASEYVILLE TWP SEC 1
Legal Lot Number14
JurisdictionST CLAIR IL
Township / Civil DivisionCASEYVILLE
Census Block Group3
Census Block3026
Census Tract503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1405 FREDERICK LN, O FALLON, IL 62269-6418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2023Deed of Trust, Mortgage · Commercial Mortgage
BANK OF SPRINGFIELD
Oct 8, 2021Deed of Trust, Mortgage
BANK OF BELLEVILLE
Jun 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF BELLEVILLE
Oct 16, 2018Trustee's Deed, Construction Loan · Line of Credit
BANK OF BELLEVILLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2017 · Amount on Record
Deed SaleApr 27, 2017 · Amount on Record
Deed Document Number20172534881
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address1405 FREDERICK LN, O FALLON, IL 62269-6418
Transaction TypeMortgage
Record UpdatedMar 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02774046
DateFeb 17, 2023
InstrumentA02774046
Lender
NameBANK OF SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62794
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 14, 2024
Interest
Rate7.76%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address1405 FREDERICK LN, O FALLON, IL 62269-6418
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1405 FREDERICK LN, O FALLON, IL 62269-6418

Mortgage

Document Number0A02720998
DateOct 8, 2021
InstrumentA02720998
Lender
NameBANK OF BELLEVILLE
TypeBank
AddressBELLEVILLE, IL 62220
Agreement
AmountAmount Recorded

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address1405 FREDERICK LN, O FALLON, IL 62269-6418
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFATIC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02704160
DateJun 17, 2021
InstrumentA02704160
Lender
NameBANK OF BELLEVILLE
TypeBank
AddressBELLEVILLE, IL 62220
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term205 Months
DueJul 1, 2038

October 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionST CLAIR IL
Recording DateOct 16, 2018
Property Address1405 FREDERICK LN, O FALLON, IL 62269-6418
Instrument DateOct 5, 2018
Instrument2593567
Transaction TypeConstruction Loan
Record UpdatedJan 8, 2020
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1405 FREDERICK LN O FALLON IL 622696418, O FALLON, IL 62269-6418

Mortgage

Document Number00A2593567
DateOct 16, 2018
Instrument2593567
Lender
NameBANK OF BELLEVILLE
TypeBank
Address215 S ILLINOIS ST, BELLEVILLE, IL 62220-2131
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionCaseyville Township
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,630.00$363,012 (+29.07%) Land $67,900 Building $295,112$1,089,036 (+29.07%) Land $203,700 Building $885,336
2022$281,261 Land $53,159 Building $228,102$843,783 Land $159,477 Building $684,306

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-EAST ST LOUIS
private · serves 131,368 people · EPA ID IL1635040
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
100 / 20

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