1416 Cedar St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 1416 Cedar St, Oshkosh, WI 54901

Property Summary

Property TypeSingle Family Home
Lot Size0.139 acres (6,050 sqft)
OwnerIndividual Name on Record
Last Sale$223,000 (Jun 2026)
Tax Bill$361 (2024)
Deeds & MortgagesJun 2026 Sale & Mortgage
Apr 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-08040000

Property Details

APN / Parcel Number

Primary APN12-08040000
Alternative APN
  • 912-08040000

Exterior

Lot Area6,050 sqft (0.139 acres)
Shed1 Shed

Location & Zoning

Account Number912-08040000
Street Address1416 CEDAR ST
CityOSHKOSH
StateWI
Zip54901-2820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 18 LISBETHS REPLAT
Legal SubdivisionLISBETHS REPLAT
Legal Lot Number18
JurisdictionWINNEBAGO WI
Township / Civil DivisionOSHKOSH
Census Block Group2
Census Block2022
Census Tract800

Owner

Source: Winnebago County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1416 CEDAR ST, OSHKOSH, WI 54901-2820
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Warranty Deed, Transfer · Conventional Mortgage
NICOLET NATIONAL BANK
Apr 17, 2026Deed of Trust, Mortgage · Line of Credit
BANKFIRST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2026 · Amount on Record
Deed SaleJun 16, 2026 · Amount on Record
Deed Document Number20261969345
Prior Transfer DateNov 2, 2012
Prior Transfer Doc0001620294
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO WI
Recording DateJun 16, 2026
Property Address1416 CEDAR ST, OSHKOSH, WI 54901-2820
Document Number0001969345
Instrument DateJun 11, 2026
Instrument20261969345
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyCALIBER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$67,569.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1416 CEDAR ST, OSHKOSH, WI 54901-2820

Mortgage

Document Number0001969346,
DateJun 16, 2026
Instrument20261969346
Lender
NameNICOLET NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO WI
Recording DateApr 17, 2026
Property Address1416 CEDAR ST, OSHKOSH, WI 54901-2820
Document Number0001965363
Instrument DateApr 16, 2026
Instrument20261965363
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1416 CEDAR ST, OSHKOSH, WI 54901-2820

Mortgage

Document Number0001965363,
DateApr 17, 2026
Instrument20261965363
Lender
NameBANKFIRST
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 25, 2046
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityOshkosh City
Unified School DistrictOshkosh Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,900 (+44.03%) Land $22,500 Building $400
2024$361.00 (-7.67%)
2023$391.00 (+0.77%)$15,900 (-) Land $15,500 Building $400$22,976 Land $22,398 Building $578
2022$388.00$15,900 Land $15,500 Building $400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2010–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSHKOSH WATERWORKS
serves 63,000 people · EPA ID WI4710457
Water SourceSurface water
Last State InspectionApr 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Bertram Communications
Fixed Wireless
100 / 20

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