1403 Cedar St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 1403 Cedar St, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 540 sqft · built 1930
Lot Size	0.119 acres (5,170 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Sep 2023)
Tax Bill	$2,642 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-04360000`

Property Details

APN / Parcel Number

Primary APN	`12-04360000`
Alternative APN	`912-04360000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	540 sqft Living Area
1st Floor Area	540 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	5,170 sqft (0.119 acres)
Lot Dimensions	110 ft deep x 47 ft wide
Garage Type	Detached
Garage Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	912-04360000
Street Address	1403 CEDAR ST
City	OSHKOSH
State	WI
Zip	54901-2819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S 40 FT OF LOT 26 & N 6.8 FT OF LOT 25 BLK 1 J B MCLERANSSUBD BLKS 131 & 104
Legal Subdivision	J B MCLERANS SUBDN
Legal Block	1,131
Legal Lot Number	26,25
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	2
Census Block	2023
Census Tract	800

Owner

1403 Cedar St is owned and occupied by an individual who bought it in September 2023.

Source: Winnebago County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1403 CEDAR ST, OSHKOSH, WI 54901-2819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2023 · Amount on File
Deed Sale	Sep 22, 2023 · Amount on File
Prior Sale	Jun 20, 2012 · Amount on File
Deed Document Number	20231910746
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Sep 22, 2023
Property Address	1403 CEDAR ST, OSHKOSH, WI 54901-2819
Document Number	0001910746
Instrument Date	Sep 19, 2023
Instrument	1910746
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 CEDAR ST, OSHKOSH, WI 54901-2819

Mortgage

Document Number	0001910747
Date	Sep 22, 2023
Instrument	1910747

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,800 (-) Land $17,300 Building $129,500
2024	$2,642.00 (+62.89%)	$146,800 (+121.42%) Land $17,300 Building $129,500
2023	$1,622.00 (-5.86%) Homeowner's exemption	$66,300 (-) Land $11,900 Building $54,400	$95,805 Land $17,196 Building $78,609
2022	$1,723.00 Homeowner's exemption	$66,300 Land $11,900 Building $54,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1403 Cedar St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2010–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1403 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20