1415 Toyon Dr, Concord, CA 94520 Property Records

Contra Costa County property record for 1415 Toyon Dr, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1955
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$503,000 (Jun 2005)
Tax Bill	$8,749 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`126-236-023-1`

Property Details

APN / Parcel Number

Primary APN	`126-236-023-1`
Alternative APN	`126-236-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1965
Lot Area	7,500 sqft (0.172 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1415 TOYON DR
City	CONCORD
State	CA
Zip	94520-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2207 POR LOT 8
Legal Subdivision	OAKMEAD DRIVE
Legal Tract	2207
Legal Lot Number	8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	336104

Owner

1415 Toyon Dr is owned and occupied by two individuals who acquired it in September 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1415 TOYON DR, CONCORD, CA 94520-2910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CENTRAL CU
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU
Sep 28, 2017	Intrafamily Transfer, Transfer · Line of Credit TRAVIS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2005 · Amount on File
Deed Sale	Jun 22, 2005 · Amount on File
Deed Document Number	2005226621
Last Transfer Date	Sep 21, 2017
Transfer Doc	0000177315
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1415 TOYON DR, CONCORD, CA 94520-2910
Transaction Type	Mortgage
Record Updated	Aug 8, 2023
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 TOYON DR, CONCORD, CA 94520-2910

Mortgage

Document Number	0000071569
Date	Jul 26, 2023
Instrument	2023-071569

Lender

Name	COMMONWEALTH CENTRAL CU
Type	Credit Union
Address	SAN JOSE, CA 95164

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1415 TOYON DR, CONCORD, CA 94520-2910
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 TOYON DR, CONCORD, CA 94520-2910

Mortgage

Document Number	0000045999
Date	Mar 15, 2022
Instrument	2022-045999

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1415 TOYON DR, CONCORD, CA 94520-2910
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 TOYON DR, CONCORD, CA 94520-2910

Mortgage

Document Number	0000342562
Date	Dec 21, 2021
Instrument	2021-342562

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jan 1, 2037
Change Frequency	15 Years
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	10-Year TN
Max Rate	8.65%

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 28, 2017
Property Address	1415 TOYON DR, CONCORD, CA 94520-2910
Document Number	0000177315
Map Reference	MB59 PG1
Instrument Date	Sep 21, 2017
Instrument	2017-177315
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1415 TOYON DR, CONCORD, CA 94520-2910

Mortgage

Document Number	0000177316
Date	Sep 28, 2017
Instrument	2017-177316

Lender

Name	TRAVIS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 2, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1415 Toyon Dr was $8,749.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$715,143 (+2%) Land $469,183 Building $245,960
2025	$8,749.00	$701,122 Land $459,984 Building $241,138
2023	$8,372.00 (+1.29%)	$673,898 Land $442,123 Building $231,775
2022	$8,265.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1415 Toyon Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1415 Toyon Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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