1402 Toyon Dr, Concord, CA 94520 Property Records

Contra Costa County property record for 1402 Toyon Dr, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1955
Lot Size	0.149 acres (6,489 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Sep 2019)
Tax Bill	$6,806 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`126-232-016-9`

Property Details

APN / Parcel Number

Primary APN	`126-232-016-9`
Alternative APN	`126-232-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Lot Area	6,489 sqft (0.149 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1402 TOYON DR
City	CONCORD
State	CA
Zip	94520-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2207 117
Legal Subdivision	OAKMEAD DRIVE
Legal Tract	2207
Legal Lot Number	117
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2001
Census Tract	336101

Owner

1402 Toyon Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1402 TOYON DR, CONCORD, CA 94520-2911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC
Sep 19, 2019	Grant Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 26, 2017	Grant Deed, Transfer · Conventional Mortgage EXCEL MORGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2019 · Amount on File
Deed Sale	Sep 19, 2019 · Amount on File
Prior Sale	Jan 26, 2017 · Amount on File
Deed Document Number	2019155497
Prior Transfer Date	Jan 20, 1994
Prior Transfer Doc	0000021135
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1402 TOYON DR, CONCORD, CA 94520-2911
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116535
Date	Jun 16, 2020
Instrument	2020-116535

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1402 TOYON DR, CONCORD, CA 94520-2911
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 RANDALL LN, SANTA ROSA, CA 95409-4117

Mortgage

Document Number	0000281369
Date	Oct 12, 2021
Instrument	2021-281369

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 19, 2019
Property Address	1402 TOYON DR, CONCORD, CA 94520-2911
Document Number	0000155497
Map Reference	MB 59 PG 1
Instrument Date	Sep 13, 2019
Instrument	2019-155497
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1395 GATEVIEW CT UNIT E, E, SAN FRANCISCO, CA 94130-1237

Mortgage

Document Number	0000155498
Date	Sep 19, 2019
Instrument	2019-155498

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 26, 2017
Property Address	1402 TOYON DR, CONCORD, CA 94520-2911
Document Number	0000016487
Map Reference	MAP59 PG1
Instrument Date	Jan 19, 2017
Instrument	2017-016487
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	606 FOUNTAINHEAD DR, SAN LEANDRO, CA 94578-4451

Mortgage

Document Number	0000016488
Date	Jan 26, 2017
Instrument	2017-016488

Lender

Name	EXCEL MORGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1402 Toyon Dr was $6,806.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,444 (+2%) Land $407,162 Building $128,282
2025	$6,806.00	$524,946 Land $399,179 Building $125,767
2023	$6,500.00 (+1.42%)	$504,563 Land $383,679 Building $120,884
2022	$6,409.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1402 Toyon Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1402 Toyon Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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