1415 Scotch Pine Ct, Havelock, NC 28532 Property Records

Craven County property record for 1415 Scotch Pine Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 2006
Lot Size	0.276 acres (12,026 sqft)
Owner	2 Individual Names on File
Last Sale	$173,000 (Sep 2006)
Tax Bill	$2,860 (2026)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-220-T-159`

Property Details

APN / Parcel Number

Primary APN	`6-220-T-159`
Alternative APN	`68634`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,026 sqft (0.276 acres)
Lot Dimensions	137 ft deep x 88 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	68634
Street Address	1415 SCOTCH PINE CT
City	HAVELOCK
State	NC
Zip	28532-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 159 SOUTHERN TERRACE SCT 4 PT D
Legal Subdivision	SOUTHERN TERRACE
Legal Lot Number	159
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1009
Census Tract	961302

Owner

1415 Scotch Pine Ct is owned and occupied by two individuals who bought it in September 2006.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1415 SCOTCH PINE CT, HAVELOCK, NC 28532-1720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2006 · Amount on File
Deed Sale	Sep 26, 2006 · Amount on File
Prior Sale	May 19, 2006 · Amount on File
Deed Book / Page	2512 / 305
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1415 SCOTCH PINE CT, HAVELOCK, NC 28532-1720
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003664/120
Date	Apr 12, 2021
Book Page	3664/120
Instrument	10073397

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1415 Scotch Pine Ct was $2,860, up 2.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,860.00 (+2.47%)	$231,930 (-) Land $40,000 Building $191,930	$231,930 (-) Land $40,000 Building $191,930
2025	$2,791.00	$231,930 Land $40,000 Building $191,930	$231,930 Land $40,000 Building $191,930
2023	$2,687.00 (+30.69%)	$231,930 (+34.41%) Land $40,000 Building $191,930	$231,930 Land $40,000 Building $191,930
2022	$2,056.00	$172,560 Land $32,000 Building $140,560
2018			$172,560 Land $32,000 Building $140,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1415 Scotch Pine Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (2006–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1415 Scotch Pine Ct is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20