1413 Scotch Pine Ct, Havelock, NC 28532 Property Records

Craven County property record for 1413 Scotch Pine Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 2006
Lot Size	0.277 acres (12,056 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jun 2010)
Tax Bill	$2,637 (2026)
Deeds & Mortgages	Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`6-220-T-158`

Property Details

APN / Parcel Number

Primary APN	`6-220-T-158`
Alternative APN	`84845`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	1,574 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,056 sqft (0.277 acres)
Lot Dimensions	137 ft deep x 88 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	84845
Street Address	1413 SCOTCH PINE CT
City	HAVELOCK
State	NC
Zip	28532-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 158 SOUTHERN TERRACE SCT 4 PT D
Legal Subdivision	SOUTHERN TERRACE
Legal Lot Number	158
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1009
Census Tract	961302

Owner

1413 Scotch Pine Ct is owned and occupied by two individuals who bought it in June 2010.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1413 SCOTCH PINE CT, HAVELOCK, NC 28532-1720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2010 · Amount on File
Deed Sale	Jun 18, 2010 · Amount on File
Prior Sale	Oct 26, 2006 · Amount on File
Deed Book / Page	2920 / 277
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1413 SCOTCH PINE CT, HAVELOCK, NC 28532-1720
Transaction Type	Mortgage
Record Updated	Jan 21, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3596/1793
Date	Dec 27, 2019
Book Page	3596/1793
Instrument	10048377

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1413 Scotch Pine Ct was $2,637, up 2.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,637.00 (+2.49%)	$214,750 (-) Land $40,000 Building $174,750	$214,750 (-) Land $40,000 Building $174,750
2025	$2,573.00	$214,750 Land $40,000 Building $174,750	$214,750 Land $40,000 Building $174,750
2023	$2,475.00 (+30.61%)	$214,750 (+34.51%) Land $40,000 Building $174,750	$214,750 Land $40,000 Building $174,750
2022	$1,895.00	$159,650 Land $32,000 Building $127,650
2018			$159,650 Land $32,000 Building $127,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1413 Scotch Pine Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (2006–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1413 Scotch Pine Ct is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20