1415 Gilbert Stuart Rd, Saunderstown, RI 02874 Property Records

North Kingstown Town property record for 1415 Gilbert Stuart Rd, Saunderstown, RI 02874

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,768 sqft · built 1965
Lot Size2.19 acres (95,396 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Aug 2009)
Tax Bill$6,432 (2025)
Deeds & MortgagesMay 2024 Refinance
Mar 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNNKIN M:036 B:003

Property Details

APN / Parcel Number

Primary APNNKIN M:036 B:003
Alternative APN
  • 30902

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,768 sqft Living Area
Gross Area3,448 sqft
1st Floor Area1,520 sqft
Basement Area1,374 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area95,396 sqft (2.19 acres)
Garage TypeAttached
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number30902
Street Address1415 GILBERT STUART RD
CitySAUNDERSTOWN
StateRI
Zip02874-2803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Block3
JurisdictionNORTH KINGSTOWN RI
Township / Civil DivisionNORTH KINGSTOWN
Census Block Group1
Census Block1015
Census Tract50402

Owner

Source: North Kingstown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1415 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-2803
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 3, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
WESTERLY COMMUNITY CU
Mar 14, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY
Nov 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2009 · Amount on Record
Deed SaleAug 7, 2009 · Amount on Record
Deed Book / Page2418 / 190
Last Transfer DateAug 26, 2024
Transfer Doc003648-143
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH KINGSTOWN RI
Property Address1415 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-2803
Transaction TypeMortgage
Record UpdatedMay 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003628-58
DateMay 3, 2024
Book Page3628/58
Instrument1261
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJun 1, 2049

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH KINGSTOWN RI
Property Address1415 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-2803
Transaction TypeMortgage
Record UpdatedMar 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003492-46
DateMar 14, 2022
Book Page3492/46
Instrument1084
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH KINGSTOWN RI
Property Address1415 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-2803
Transaction TypeMortgage
Record UpdatedMar 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3346-134
DateNov 18, 2020
Book Page3346/134
Instrument6587
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: North Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNorth Kingstown Town
Unified School DistrictNorth Kingstown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,432.00 (-12.17%)$582,600 (+14.08%) Land $227,800 Building $354,800$660,558
2023$7,323.00$510,700 Land $218,300 Building $292,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims25 (1978–2024)
Claims Outside the SFHA7 of 25
Most Recent ClaimMay 2024 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Severe Storms And Flooding, Mar 2010 · 5 claims
  • Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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