1405 Gilbert Stuart Rd, Saunderstown, RI 02874 Property Records

North Kingstown Town property record for 1405 Gilbert Stuart Rd, Saunderstown, RI 02874

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,520 sqft · built 1910
Lot Size5.51 acres (240,016 sqft)
Owner2 Individual Names on Record
Tax Bill$8,067 (2025)
Deeds & MortgagesNov 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNNKIN M:036 B:009

Property Details

APN / Parcel Number

Primary APNNKIN M:036 B:009
Alternative APN
  • 18742

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,520 sqft Living Area
Gross Area3,838 sqft
1st Floor Area1,302 sqft
Basement Area812 sqft
Unfinished Basement812 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area240,016 sqft (5.51 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number18742
Street Address1405 GILBERT STUART RD
CitySAUNDERSTOWN
StateRI
Zip02874-2803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Block9
JurisdictionNORTH KINGSTOWN RI
Township / Civil DivisionNORTH KINGSTOWN
Census Block Group1
Census Block1015
Census Tract50402

Owner

Source: North Kingstown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1405 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-2803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH KINGSTOWN RI
Property Address1405 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-2803
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3341-23
DateNov 4, 2020
Book Page3341/23
Instrument6207
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: North Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNorth Kingstown Town
Unified School DistrictNorth Kingstown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,067.00 (+7.05%)$730,700 (+39.05%) Land $344,600 Building $386,100$838,964
2023$7,536.00$525,500 Land $230,500 Building $295,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims25 (1978–2024)
Claims Outside the SFHA7 of 25
Most Recent ClaimMay 2024 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Severe Storms And Flooding, Mar 2010 · 5 claims
  • Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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