14141 Gallop Ter, Germantown, MD 20874 Property Records

Montgomery County property record for 14141 Gallop Ter, Germantown, MD 20874

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,360 sqft · built 1992
Lot Size	0.037 acres (1,600 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Sep 2015)
Tax Bill	$5,151 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02601321`

Property Details

APN / Parcel Number

Primary APN	`02-02601321`
Alternative APN	`02601321`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	680 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Porch	Open Porch
Porch Area	32 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02601321
Street Address	14141 GALLOP TER
City	GERMANTOWN
State	MD
Zip	20874-6173
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	GERMANTOWN ESTATES
Legal Subdivision	GERMANTOWN ESTATES
Legal Block	Q
Legal Lot Number	534
Jurisdiction	MONTGOMERY MD
Township / Civil Division	2
Census Block Group	2
Census Block	2000
Census Tract	700306

Owner

14141 Gallop Ter, a townhouse, is owned and occupied by an individual who bought it in September 2015.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	14141 GALLOP TER, GERMANTOWN, MD 20874-6173
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STATE DEPARTMENT FCU
Jul 22, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2015 · Amount on File
Deed Sale	Sep 30, 2015 · Amount on File
Prior Sale	Jul 16, 2004 · Amount on File
Deed Book / Page	51039 / 47
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14141 GALLOP TER, GERMANTOWN, MD 20874-6173
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14141 GALLOP TER, GERMANTOWN, MD 20874-6173

Mortgage

Document Number	0697080001
Date	Oct 15, 2025
Book Page	69708/1

Lender

Name	STATE DEPARTMENT FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 14, 2045

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14141 GALLOP TER, GERMANTOWN, MD 20874-6173
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0601050307
Date	Jul 22, 2020
Book Page	60105/307

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	304 Months
Due	Nov 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 14141 Gallop Ter was $5,151.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,333 (+6.54%)	$463,100 (-) Land $150,000 Building $313,100
2025	$5,151.00	$409,567	$463,100 Land $150,000 Building $313,100
2023		$367,700	$382,800 Land $150,000 Building $232,800
2022	$3,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14141 Gallop Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14141 Gallop Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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