14138 Gallop Ter, Germantown, MD 20874 Property Records

Montgomery County property record for 14138 Gallop Ter, Germantown, MD 20874

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,610 sqft · built 1992
Lot Size	0.037 acres (1,600 sqft)
Owner	Individual Name on File
Last Sale	$408,000 (Jan 2023)
Tax Bill	$5,154 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02601137`

Property Details

APN / Parcel Number

Primary APN	`02-02601137`
Alternative APN	`02601137`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,610 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	680 sqft
Basement Area	250 sqft
Finished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Garage Type	Attached
Garage Area	190 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02601137
Street Address	14138 GALLOP TER
City	GERMANTOWN
State	MD
Zip	20874-6174
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	GERMANTOWN ESTATES
Legal Subdivision	GERMANTOWN ESTATES
Legal Block	Q
Legal Lot Number	515
Jurisdiction	MONTGOMERY MD
Township / Civil Division	2
Census Block Group	2
Census Block	2000
Census Tract	700306

Owner

14138 Gallop Ter, a townhouse, is owned and occupied by an individual who bought it in January 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	14138 GALLOP TER, GERMANTOWN, MD 20874-6174
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed, Transfer · VA Mortgage NAVY FCU
Feb 2, 2022	Intrafamily Transfer, Transfer
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2023 · Amount on File
Deed Sale	Jan 19, 2023 · Amount on File
Prior Sale	Apr 23, 1998 · Amount on File
Deed Book / Page	66673 / 200
Prior Transfer Date	Jan 21, 2022
Prior Transfer Doc	0651810096
Record Updated	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 19, 2023
Property Address	14138 GALLOP TER, GERMANTOWN, MD 20874-6174
Document Number	0666730200
Book / Page	66673 / 200
Map Reference	MB 137 PL 15813
Instrument Date	Dec 29, 2022
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	14138 GALLOP TER, GERMANTOWN, MD 20874-6174

Mortgage

Document Number	0066673208
Date	Jan 19, 2023
Instrument	66673/208

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 2, 2022
Property Address	14138 GALLOP TER, GERMANTOWN, MD 20874-6174
Document Number	0651810096
Book / Page	65181 / 96
Map Reference	MB 134 PL 15813
Instrument Date	Jan 24, 2022
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14138 GALLOP TER, GERMANTOWN, MD 20874-6174

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14138 GALLOP TER, GERMANTOWN, MD 20874-6174
Document Number	0574490418
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14138 GALLOP TER GERMANTOWN MD 208746174, GERMANTOWN, MD 20874-6174

Mortgage

Document Number	0574490418
Date	Apr 17, 2019
Book Page	057449/000418

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14138 Gallop Ter was $5,154, up 6.7% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,867 (+5.13%)	$451,900 (-) Land $150,000 Building $301,900
2025	$5,154.00 (+6.69%)	$409,833	$451,900 Land $150,000 Building $301,900
2024	$4,831.00
2023		$365,533	$388,800 Land $150,000 Building $238,800
2022	$3,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14138 Gallop Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14138 Gallop Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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