1414 W Union St, Midland, MI 48640 Property Records

Midland County property record for 1414 W Union St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,534 sqft · built 1932
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2022)
Tax Bill	$2,671 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-16-60-430`

Property Details

APN / Parcel Number

Primary APN	`14-16-60-430`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,534 sqft Living Area
1st Floor Area	1,060 sqft
Basement Area	948 sqft
Unfinished Basement	948 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	140 ft deep x 61 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1414 W UNION ST
City	MIDLAND
State	MI
Zip	48640-4991
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3
Legal Description	LOT 19 BLK F POST ADD
Legal Subdivision	BLK F POST ADD
Legal Block	F
Legal Lot Number	19
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2023
Census Tract	290100

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1414 W UNION ST, MIDLAND, MI 48640-4991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2021	Deed of Trust, Mortgage DOW CHEMICAL EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Jun 26, 2015 · Amount on Record
Deed Book / Page	1658 / 852
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 19, 2022
Property Address	1414 W UNION ST, MIDLAND, MI 48640-4991
Document Number	001658/852
Book / Page	1658 / 852
Map Reference	LB A PG 91
Instrument Date	Jul 18, 2022
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1414 W UNION ST, 1414, MIDLAND, MI 48640-4991

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 NANTUCKET DR, BAY CITY, MI 48706-3984

Mortgage

Document Number	0001658939
Date	Jul 19, 2022
Instrument	1658/939

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1414 W UNION ST, MIDLAND, MI 48640-4991
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 W UNION ST, MIDLAND, MI 48640-4991

Mortgage

Document Number	1649/311
Date	Aug 30, 2021
Book Page	1649/311

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 24, 2036

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,500	$183,000
2025	$2,671.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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